U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Economics > Frugal Living
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 11-04-2013, 09:49 PM
 
Location: DFW
6,717 posts, read 11,177,059 times
Reputation: 4980

Advertisements

http://chrisguillebeau.com/3x5/lesso...ars-of-travel/

See #5

I like it.. if it will immediately and reasonably improve your life for $10 or less, don't feel guilty spending the money.

I.e. a $10 taxi to get up the hill
A $10 sandwuch wnhen you're starving

Sent from my GT-N8013 using Tapatalk 2
Reply With Quote Quick reply to this message

 
Old 11-05-2013, 02:35 AM
 
Location: Florida
18,290 posts, read 18,550,890 times
Reputation: 20975
Sure....as long as you don't use that reasoning often enough to ruin your budget.
Immediately and reasonably improve your life every day and you might not be able to pay your electric bill and water bill at the end of the month....that's guaranteed to make you wish you walked up the hill and ate at home.
Reply With Quote Quick reply to this message
 
Old 11-05-2013, 09:40 AM
 
2,429 posts, read 3,056,644 times
Reputation: 3328
It amazes me....the mind games, gimmicks, mental tricks, and machinations that some people need, or use, to manage their money.
- putting cash in envelopes
- accounts for everything: travel bank accounts, christmas club money, a 'new roof' savings account, etc.
- imagining your money in 'buckets'
- keeping just bill money in checking, because if there's any extra money in there "you'll spend it."
I'm sure there are others. I don't use those kinds of mind tricks so those are just the ones that come to mind.

And now....improve your life for $10 or less.....
Reply With Quote Quick reply to this message
 
Old 11-05-2013, 10:06 AM
 
Location: USA
7,778 posts, read 9,617,164 times
Reputation: 11672
What I used to do when traveling would be to stop in Marks and Spencer, for instance, find the food area and the ready-made sandwiches for much less than ten and I had my lunch.
Reply With Quote Quick reply to this message
 
Old 11-05-2013, 10:17 AM
 
Location: Jamestown, NY
7,841 posts, read 6,925,596 times
Reputation: 13779
Quote:
Originally Posted by old_cold View Post
Sure....as long as you don't use that reasoning often enough to ruin your budget.
Immediately and reasonably improve your life every day and you might not be able to pay your electric bill and water bill at the end of the month....that's guaranteed to make you wish you walked up the hill and ate at home.
Quote:
Originally Posted by rdflk View Post
It amazes me....the mind games, gimmicks, mental tricks, and machinations that some people need, or use, to manage their money.
- putting cash in envelopes
- accounts for everything: travel bank accounts, christmas club money, a 'new roof' savings account, etc.
- imagining your money in 'buckets'
- keeping just bill money in checking, because if there's any extra money in there "you'll spend it."
I'm sure there are others. I don't use those kinds of mind tricks so those are just the ones that come to mind.

And now....improve your life for $10 or less.....
You need to read the article to understand what the author of it is saying.
Reply With Quote Quick reply to this message
 
Old 11-05-2013, 11:21 AM
 
Location: southwestern PA
20,426 posts, read 35,741,970 times
Reputation: 38829
Quote:
Originally Posted by old_cold View Post
Sure....as long as you don't use that reasoning often enough to ruin your budget.
Immediately and reasonably improve your life every day and you might not be able to pay your electric bill and water bill at the end of the month....that's guaranteed to make you wish you walked up the hill and ate at home.
Did you read the article? It is about traveling, not paying your electric bill!
Reply With Quote Quick reply to this message
 
Old 11-06-2013, 03:09 AM
 
Location: Florida
18,290 posts, read 18,550,890 times
Reputation: 20975
Mea Culpa.....did not read the article...just the selected excerpt
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 11:38 AM
 
Location: North Idaho
21,008 posts, read 25,794,422 times
Reputation: 39409
You could $10 sandwich yourself into the poor house. About the only time I could justify that would be if I got snowed in at an airport and couldn't leave because they didn't know when the flight would get out.

However, I think that everyone needs a little treat now and again. The budget should have a place in it where funds are budgeted for a treat for each member of the family.

If there is a $10 sandwich that the family absolutely adores, put it in the budget to buy one for everyone a couple of times a year. Or learn how to make it yourself at home.

Being frugal should not be grim. It's about allocating the family funds in the best way to get what you want while making the money go as far as possible. There should be room in the budget for occasional treats and rewards.

$10 should not be the limit for those treats. The treats should fit into the budget and be purchased in such a way as to get the best deal possible, but there is no reason to put a dollar limit on it.
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 12:03 PM
 
1,344 posts, read 1,234,625 times
Reputation: 9683
Quote:
Originally Posted by rdflk View Post
It amazes me....the mind games, gimmicks, mental tricks, and machinations that some people need, or use, to manage their money.
- putting cash in envelopes
- accounts for everything: travel bank accounts, christmas club money, a 'new roof' savings account, etc.
- imagining your money in 'buckets'
- keeping just bill money in checking, because if there's any extra money in there "you'll spend it."
I'm sure there are others. I don't use those kinds of mind tricks so those are just the ones that come to mind.

And now....improve your life for $10 or less.....

Why so much hostility? No one is forcing you to do any of those things. You may not choose to employ any of the methods you mentioned, but if they work for someone else, how are you harmed? What benefit do you derive from your contempt?
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Economics > Frugal Living
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2018, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top