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Old 03-25-2017, 10:07 PM
 
Location: Portal to the Pacific
4,674 posts, read 4,580,073 times
Reputation: 5349

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Quote:
Originally Posted by NewbieHere View Post
I'm going to ramen noodle my way to prosperity.
How did I miss this thread and this post? Damn CD won't let me rep you... too many times already!
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Old 03-25-2017, 10:09 PM
 
Location: Portal to the Pacific
4,674 posts, read 4,580,073 times
Reputation: 5349
My goal in 2017 is (was) to save $100k in various accounts. We're on track still (actually above by $1500), but the goal is starting to wear on me. There is still a lot of 2017 left...
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Old 03-25-2017, 11:02 PM
 
Location: Verde Valley AZ
8,213 posts, read 9,093,756 times
Reputation: 10386
Quote:
Originally Posted by brava4 View Post
I upped my savings in emergency fund and 403b, and put myself on a certain budget for food every month, and little to no CC spending. Also lowered my car ins as my car is 14yrs old. I want o retire in 1 1/2yr so I want to really live well under my income.


On another note... I have stopped going out to eat. Only went out about once a month to dinner but now I go every few months. I hadn't been out to dinner in a few months and went out the other night and was shocked at the increased prices. This is also on another thread in Personal Finance. I literally spent twice as much as I had anticipated. Yes, the food was good but great? No. So, I've had to rethink this. I was planning to go out in April to try another new restaurant in the area but it seems to blow my budget.


What do others do?

I quit eating out a long time ago. On the rare occasion that I do now, and usually because someone else wants to, I'm generally disappointed. With the food mostly. And, yes, the prices are crazy! The same breakfast I used to get for $4.95 is now $7.50 and doesn't even taste as good. The last two times I ate out it was at places I used to go to somewhat frequently because they were good. Not so much now. I'd rather eat at home than feel I wasted money on something I didn't really like.
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Old 03-26-2017, 07:13 AM
 
Location: Way up high
14,072 posts, read 20,136,656 times
Reputation: 14320
Quote:
Originally Posted by jencam View Post
Cut the cord! I have more to watch between Hulu Netflix and Prime than I did with cable. And a $10 indoor antenna - I rarely use that but some shows I remember to turn on as they are airing.
Trust me, if I could I would but the bf will not allow it. We're going over everything Wednesday because this is crazy how much we pay for that tv bill
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Old 03-26-2017, 08:31 AM
 
4,328 posts, read 4,425,337 times
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Quote:
Originally Posted by flyingsaucermom View Post
My goal in 2017 is (was) to save $100k in various accounts. We're on track still (actually above by $1500), but the goal is starting to wear on me. There is still a lot of 2017 left...
That's awesome! $100k is a ton!

I missed it too. Our goal is to max out both 401ks, our HSAs, and our Roth IRAs. With matches we should be saving as much as we spend this year.
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Old 03-26-2017, 11:13 AM
 
1,711 posts, read 3,567,121 times
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1. Continue maxing out 401k
2. Pay-off student loans
3. Pay off all debt except for mortgage and car lease
4. Contribute $10k to each of my two kids' 529 plans
5. Add a little more to my emergency fund
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Old 03-26-2017, 12:31 PM
 
369 posts, read 206,553 times
Reputation: 1058
Quote:
Originally Posted by brava4 View Post

On another note... I have stopped going out to eat. Only went out about once a month to dinner but now I go every few months. I hadn't been out to dinner in a few months and went out the other night and was shocked at the increased prices. This is also on another thread in Personal Finance. I literally spent twice as much as I had anticipated. Yes, the food was good but great? No. So, I've had to rethink this. I was planning to go out in April to try another new restaurant in the area but it seems to blow my budget.

What do others do?

This may sound blasphemous in a frugal living thread, but if you enjoy eating out now and then and can do it without going into debt, I say go and have fun! Life is too short to not do something if we truly enjoy it and are able to pay for it.

You can even plan your strategy for eating out on a budget. Looking up menus online beforehand should give you an idea of what you can buy that won't break the bank. If you're really worried, order only an entree, which is usually so big you'll have enough to take home for another meal, along with a glass of water with lemon. Skip the extras like appetizers, soups, desserts, and expensive drinks. Or, just get an appetizer and a drink. As long as you put your money toward whatever is most important to you and not get a little of everything, you'll should be fine budget wise.

If you do go, don't spend your time thinking, "I shouldn't be doing this." Relax and have a good time!
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Old 03-28-2017, 06:28 AM
 
Location: Way up high
14,072 posts, read 20,136,656 times
Reputation: 14320
Well I just paid off all my cc's this am. Feels so freeeeeeeeeeeee
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Old 03-28-2017, 12:32 PM
 
4,215 posts, read 4,434,111 times
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Originally Posted by himain View Post
Well I just paid off all my cc's this am. Feels so freeeeeeeeeeeee
Isn't that a wonderful feeling!!! Good for you.
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Old 03-28-2017, 12:52 PM
 
1,008 posts, read 525,987 times
Reputation: 2677
Quote:
Originally Posted by LoriNJ View Post
So far, I have kept my promise to myself to put my paycheck into savings every month and just live off what we get for my husband. I don't even think about it -- as soon as it lands in my checking account, out it goes to the savings account.
I would love to do this but I'm a big sports fan and it constitutes probably 60-70% of my TV viewing. I really look forward to the day where all of the sports networks offer streaming services!
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