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That includes all my expenses (rent for 1br apt, Obamacare health insurance - no subsidy, medications - $225 monthly, car insurance, food, utilities, etc.).
I haven't put my numbers together yet -
what are you going to do with your numbers? Are you using them to see where you can save? Or do a life style change? Are you setting a new goal for 2017?
I track my expenditures via Fidelity's Full View. It's free. I can see a pie chart that breaks out my expenditures by category. Healthcare and rent make up 75% of my expenses.
So, yes, I use this to cut expenses.
I lowered my monthly insurance premium for 2017 by $60 by switching to the lowest Obamacare policy. I've never used my policy beyond a couple vaccinations that I got at Walgreens.
I am also considering moving to a shared apartment living space that will cut my rent nearly in half ($645 to $363), where the utilities would also be less.
same here . i use fidelity full view to track what we spend . i don't really care that much where it goes . being retired i only care that we don't exceed our goal posts .
since every penny passes through full view automatically just by being linked we know exactly where we stand .
we can easily meet our expenses , but it is all our discretionary spending we try to stay within .
being retired and having 4 grand kids and all this time we can easily exceed 2x our income trying to do all the things we would like .
our goal posts were somewhere around 130k and we game in around 115k so we were pretty much on target .
living in queens in nyc our rent and healthcare /long termcare insurance costs account for about 1/4 of the expenditures .
@mathjack, I spent more than you this year. I'm going to consolidate in a few weeks to see how much I actually spent since the Year end statement is here.
I've been tracking my expenses all last year. The average is close to $1,000 a month, but my house and car are paid for, my insurance 100% paid by work, no cable, and I stay home and out of the stores.
I did have a "splurge" last week. I bought new theater seating (two recliners), as my sofa dates back to 1992 and it was killing my back.
same here . i use fidelity full view to track what we spend . i don't really care that much where it goes . being retired i only care that we don't exceed our goal posts .
since every penny passes through full view automatically just by being linked we know exactly where we stand .
we can easily meet our expenses , but it is all our discretionary spending we try to stay within .
being retired and having 4 grand kids and all this time we can easily exceed 2x our income trying to do all the things we would like .
our goal posts were somewhere around 130k and we game in around 115k so we were pretty much on target .
living in queens in nyc our rent and healthcare /long termcare insurance costs account for about 1/4 of the expenditures .
Have you considered travel hacking at all? If you are fond of traveling its a good way of traveling almost for free.
This year, even though I spent 14000 dollars (in reality about 9000 because 5k were IRA) I went to Europe once twice in the past 12 months... I was able to pay my grandmother to come visit me from Europe and also my wife and her mother went to Venice on me as well. So in essence, 6 Round-trip flights that I was able to provide
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