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Old 03-14-2017, 10:32 AM
24,714 posts, read 26,777,106 times
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Originally Posted by Submariner View Post
I have always had a hard time spending money.
I am like this, too. I've always enjoyed saving more than spending. It took me a long time to realize most people aren't like me.
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Old 03-14-2017, 02:01 PM
Status: "I am in preparation mode!" (set 4 days ago)
5,514 posts, read 5,494,602 times
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[quote=oregonwoodsmoke;47503343]A big part of it is to increase our standard of living. Being very careful with the budget saves a lot of money on things we don't need and frees up money for the things that are important to us.
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Old 03-14-2017, 02:03 PM
Status: "I am in preparation mode!" (set 4 days ago)
5,514 posts, read 5,494,602 times
Reputation: 4210
I don't mind spending on things that are important to me. I hate to frivolously spend.
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Old 03-14-2017, 02:08 PM
Location: EPWV
9,859 posts, read 5,775,051 times
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My Dad was a fairly conservative spender so I'm thinking I picked up on that to a degree.
Now in retirement mode, have to save/spend less to make ends meet.
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Old 03-20-2017, 07:27 AM
Location: Suburban wasteland of NC
248 posts, read 150,206 times
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Personally I find it a bit funny that what's known in other countries as being resourceful or just surviving is known as "extreme frugality" in the states. Heck, until rather recently in the states it wasn't called frugality.

If I had to guess it's because we have disposable income

United States Disposable Personal Income | 1959-2017 | Data | Chart

and if you don't spend most of it in addition to taking out a car loan then you're "extremely frugal" and "living a life of deprivation"
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Old 03-20-2017, 09:18 AM
Location: 75075
147 posts, read 81,235 times
Reputation: 79
for me it was how we raised,now i to find deals all the time to buy anything.
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Old 03-20-2017, 01:20 PM
1,389 posts, read 544,774 times
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I am frugal by nature. My dad is very frugal as well and re-uses everything. I hate spending money. It is impossible for me to spend money to invest in anything (not stocks, but learning a new skill, getting master's degree, spending money to start a business).

I also have a low-paying job ($40K) in California (my friends and family also in CA make $100K), and I am terrified of not having enough savings for my children and my future.

That doesn't mean I haven't bought anything expensive. I had LASIK for $4,000, we've had a bathroom re-model, a major addition to our house, and we buy new clothes (not secondhand) on sale.
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Old 03-20-2017, 04:36 PM
10,312 posts, read 9,435,544 times
Reputation: 19082
I am also frugal by nature. I think part of it comes from my parents teaching me how to stretch a dollar five ways. The best thing about my frugality is that it's given me the opportunity to learn how to do a lot of things around my house. "Try and fix it yourself. If it's broken how much worse are you going to make it?" was a question my dad used to ask me. If I couldn't fix it, I'd relinquish and get help but ended up succeeding at 90% of my projects. Now I can fix pretty much everything and save big bucks. Yes, being frugal has rewards.
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Old 03-20-2017, 04:42 PM
Location: N of citrus, S of decent corn
34,531 posts, read 42,708,506 times
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I don't know the true definition of frugal, but I might be frugal. I live on a careful budget, but I buy high quality items. I don't buy much, and I like a bargain, but I don't buy cheap stuff just because it is cheap.
I know many people who are richer than I, but they do not waste money either.
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Old 03-20-2017, 05:06 PM
Location: Gilbert, Arizona
2,600 posts, read 1,004,271 times
Reputation: 1557
Originally Posted by mysticaltyger View Post
--I like the sense of peace and security that comes from having savings and investments.

--I don't like cleaning and organizing a lot of stuff.

--Lower consumption is generally better for the environment.

--I like not following "the standard path" and I enjoy "beating the system".

--I like the feeling of having options in life such as:

Being able to change jobs/careers and/or go without paid employment for years without completely depleting savings or running up debt.

Being able to semi-retire in a lower cost of living area.

Being able to quit my job and help my aging parents, if necessary.

Being able to say "FU" to my job/career if it gets ugly.

Being able to pay cash for a good used car.

The biggest motivators for me come down to having flexibility and freedom in life.
Nailed it. Exactly my feelings too with the only exception of paying cash for a new car and driving it for 10+ years.
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