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Old 04-05-2017, 09:00 AM
 
4,039 posts, read 3,698,225 times
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I see it all the time.

Person A is frugal: you are cheap, a penny pincher, you need to live your live, you cant take it with you when you die etc.

I agree to live your life,as you cant take it with you when you die, but I have always been more of a basic lifestyle living and having a rainy day fund just in case.


Person B spends like nothing: Has a bunch of credit card debt, store card debt, massive car loans and has no savings at all.

I know many Person B's. When they go out to eat, its nothing for them to spend $50+ a person while a Person A meal is $10-20, they have been paying off that same credit card for years, they have a $500+ car payment, owe on store credits, have a poor credit score, take expensive vacations and dont have any sort of emergency fund or savings and live paycheck to paycheck.


Why is it Person A will always get ridiculed for being cheap and pretty nothing is ever said to Person B for being in debt, as they are living life to the fullest, but are in debt up to their eyes and if they lost their job, they would be homeless in a month.

 
Old 04-05-2017, 09:03 AM
 
Location: North Beach, MD on the Chesapeake
32,101 posts, read 39,155,933 times
Reputation: 40500
Oh come on. Both types get ridiculed. You just don't notice it because you're attuned to seeing the first.
 
Old 04-05-2017, 09:09 AM
 
Location: Texas
42,204 posts, read 49,740,662 times
Reputation: 66975
Person A gets ridiculed by Person B so that Person B can feel better about himself and his stupid spending.

Person C lives in moderation and silently rolls his eyes at both of them but has better things to do than mock people.
 
Old 04-05-2017, 09:10 AM
 
3,810 posts, read 3,703,126 times
Reputation: 4106
Quote:
When they go out to eat, its nothing for them to spend $50+ a person while a Person A meal is $10-20,
Are they all eating together? How would they even be able to compare? Does a person who is willing to spend $50 a person on a meal really go to the same place as a person willing to spend $20? I certainly wouldn't. If this person were actually frugal (and not being cheap) then they'd be eating at home, not substituting water for drinks so their meal is $2 a person less.

And why are we even talking about one restaurant meal when a car payment is $400 a month or rent is $1500? That's where the real differences are felt.


And the answer is because we live in a capitalist society and having money to 'blow' on public things is seen as a sign of success.
 
Old 04-05-2017, 09:25 AM
 
12,405 posts, read 9,195,957 times
Reputation: 8856
Quote:
Originally Posted by SAAN View Post
I see it all the time.

Person A is frugal: you are cheap, a penny pincher, you need to live your live, you cant take it with you when you die etc.

I agree to live your life,as you cant take it with you when you die, but I have always been more of a basic lifestyle living and having a rainy day fund just in case.


Person B spends like nothing: Has a bunch of credit card debt, store card debt, massive car loans and has no savings at all.

I know many Person B's. When they go out to eat, its nothing for them to spend $50+ a person while a Person A meal is $10-20, they have been paying off that same credit card for years, they have a $500+ car payment, owe on store credits, have a poor credit score, take expensive vacations and dont have any sort of emergency fund or savings and live paycheck to paycheck.


Why is it Person A will always get ridiculed for being cheap and pretty nothing is ever said to Person B for being in debt, as they are living life to the fullest, but are in debt up to their eyes and if they lost their job, they would be homeless in a month.
Because, in the words of Bowling for Soup, "High school never ends!"

https://www.youtube.com/watch?v=jrxI_euTX4A
 
Old 04-05-2017, 09:28 AM
 
Location: Chicagoland
1,540 posts, read 1,447,105 times
Reputation: 1386
Quote:
Originally Posted by SAAN View Post
Why is it Person A will always get ridiculed for being cheap and pretty nothing is ever said to Person B for being in debt, as they are living life to the fullest, but are in debt up to their eyes and if they lost their job, they would be homeless in a month.
Frugal people don't care what spendthrifts think. That comes with the territory. Most frugal people I know don't rub others noses in their lifestyle either, they fly under the radar.

Spendthrifts are warned all the time, they just don't choose to listen. They're happy until they're not...
 
Old 04-05-2017, 09:45 AM
 
8,768 posts, read 10,329,110 times
Reputation: 13822
There is a big difference between a frugal person and being cheap. Many people are just plain old cheap and won't spend because they don't want to part with that penny, which has nothing to do with being frugal. Why not say a homeless person who eats out of the trash and sleeps under the bridge is Frugal and not a bum? Wouldn't a person who wipes their butt with their hands and not spend on toilet paper being frugal? How about not washing with soap? Isn't that saving money so they must be frugal? Just because you are not spending money doesn't mean you are being frugal if that savings is just so you don't spend a penny. It's like those addicts who do the extreme couponing who have 1,000 tubes of toothpaste, 20,000 baby wipes, 250 hair color packages, 500 bottle of toilet bowl cleaner and 750 oven cleaner cans but not a loaf of bread in the house. That is not frugal but a sickness. Never confuse a frugal person with someone who is just down right being cheap.
 
Old 04-05-2017, 09:47 AM
 
4,215 posts, read 4,434,111 times
Reputation: 9283
Yes, I think a lot of people don't realize or want to realize the difference between cheap and frugal.
 
Old 04-05-2017, 09:49 AM
 
Location: SW Florida
9,141 posts, read 6,329,250 times
Reputation: 12699
Quote:
Originally Posted by SAAN View Post
I see it all the time.

Person A is frugal: you are cheap, a penny pincher, you need to live your live, you cant take it with you when you die etc.

I agree to live your life,as you cant take it with you when you die, but I have always been more of a basic lifestyle living and having a rainy day fund just in case.


Person B spends like nothing: Has a bunch of credit card debt, store card debt, massive car loans and has no savings at all.

I know many Person B's. When they go out to eat, its nothing for them to spend $50+ a person while a Person A meal is $10-20, they have been paying off that same credit card for years, they have a $500+ car payment, owe on store credits, have a poor credit score, take expensive vacations and dont have any sort of emergency fund or savings and live paycheck to paycheck.


Why is it Person A will always get ridiculed for being cheap and pretty nothing is ever said to Person B for being in debt, as they are living life to the fullest, but are in debt up to their eyes and if they lost their job, they would be homeless in a month.
And guess who Person B will go running to when he needs money?
 
Old 04-05-2017, 10:13 AM
 
3,205 posts, read 2,810,962 times
Reputation: 9265
The cheap person probably hear about it a bit more because he/she will usually do something that leaves a negative impression or impact on an individual. The glutton hurts society as a whole. Society picks up the tab so while we all get hurt it's by a faceless being.
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