Do you use cash for groceries as opposed to credit card? (sale, items)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
It might if she's budgeted, say, $150 and that's all she has with her. I will occasionally see that. People will get to the checkout, watch the total and then start excluding items.
I personally think the best way is to have a written list and then stick to it.
We charge pretty much everything we can on either Amex Blue Cash or Costco Visa. Everything gets paid off when the bill arrives. Those are cash reward cards and we'll be in $800-1,200 range again this year.
I use my bank debit card for most store/gas purchases. I usually carry about $150 cash with me so I pay most under $25 purchases with cash. I use my AMEX via PayPal for online purchases. I use my MC and VISA once a month or so for about a $25 purchase just to keep them active. I have no debt of any type.
It might if she's budgeted, say, $150 and that's all she has with her. I will occasionally see that. People will get to the checkout, watch the total and then start excluding items.
I personally think the best way is to have a written list and then stick to it.
Can do that with a credit card too. But I think the point was that the cash makes it a have to situation whereas the cc is more willpower?
It might, if they have a limit. It's too easy to 'add a little' to a credit card. The only "impulse" buying I do is if I see something I know I need but it didn't make the list. Especially since I've been unemployed!
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.