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Old 03-26-2019, 10:15 AM
 
37,593 posts, read 45,950,883 times
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Quote:
Originally Posted by Tallysmom View Post
And what about the activaton fees? I buy visa gift cards as a Christmas presents and I pay 4.95 fees on each one. Mine are never discounted, though.
I have never paid an activation fee on a gift card. That’s crazy.
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Old 03-26-2019, 10:28 AM
 
Location: NJ
31,771 posts, read 40,672,588 times
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Quote:
Originally Posted by ChessieMom View Post
I have never paid an activation fee on a gift card. That’s crazy.
no quite as much when you can buy them in a store with a credit card. i used to do it for churning purposes. buy a $500 or $1000 visa gift card with a credit card. i think the fees were 4.95 or 5.95. something around that.
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Old 03-26-2019, 12:38 PM
 
Location: Texas
663 posts, read 433,180 times
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I get discounted gift cards using AARP. You do not have to be an AARP member. Go to the Rewards for Good link... take some quick quizzes to accumulate points, and redeem for the 10% off. We cruise yearly on Carnival and have saved a huge amount of money using those gift cards. Some of the restaurants I take my mom to regularly have gift cards there too.



https://www.aarp.org/rewards-for-goo...HDR-R4G-EWHERE
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Old 03-26-2019, 10:06 PM
 
13,131 posts, read 20,968,136 times
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Quote:
Originally Posted by ChessieMom View Post
I have never paid an activation fee on a gift card. That’s crazy.
Naw, it only sounds crazy to the ignorant who don't know the difference between a gift cards like Amazon, Outback, Target, Dardin Restaurants, etc and cash cards like Visa, MasterCard, American Express. For some reason consumer think they are the same and are all just "gift cards" because they were on the rack with gift cards.
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Old 03-27-2019, 12:06 AM
 
15,638 posts, read 26,242,236 times
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Quote:
Originally Posted by Rabrrita View Post
Naw, it only sounds crazy to the ignorant who don't know the difference between a gift cards like Amazon, Outback, Target, Dardin Restaurants, etc and cash cards like Visa, MasterCard, American Express. For some reason consumer think they are the same and are all just "gift cards" because they were on the rack with gift cards.
Well, Visa, MasterCard and American Express call them gift cards. I get AmEx gift cards yearly from clients. I give Visa gift cards to my nieces and nephews.

Says right on it — gift card. And it’s not reloadable. So it’s not actually a cash card.
__________________
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