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View Poll Results: Do you live paycheck to paycheck ?
Yes ! We have very little in savings and almost run out of money between paydays! 113 32.01%
No, we have money in savings and hardly ever run out of spending cash between paydays. 173 49.01%
No savings, but we don't run out of money. 40 11.33%
Other. 27 7.65%
Voters: 353. You may not vote on this poll

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Old 05-30-2009, 07:24 AM
 
Location: USA
2,580 posts, read 3,434,964 times
Reputation: 2220

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Quote:
Originally Posted by dramamama6685 View Post
Been trying to talk DH into this for years. He never quite finished his EE degree and currently works for an electrical supply house(cut his hours again yesterday). How much does your training cost and how long is it?
They provide the training for you free of cost, you have to buy your equipment & tools though I think. It's a 4-year long apprenticeship.
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Old 05-30-2009, 07:36 AM
 
Location: Southwestern Ohio
4,112 posts, read 5,726,154 times
Reputation: 1620
Quote:
Originally Posted by zoomzoom3 View Post
They provide the training for you free of cost, you have to buy your equipment & tools though I think. It's a 4-year long apprenticeship.
Gotcha!
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Old 07-04-2009, 03:57 PM
 
Location: In America's Heartland
929 posts, read 1,824,067 times
Reputation: 1173
My largest monthly bill is the set amount that goes into savings/investing. I could not do this with a car payment or a mortgage.
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Old 07-04-2009, 05:06 PM
 
Location: SoCal desert
8,095 posts, read 12,743,355 times
Reputation: 14832
I get paid monthly. Mortgage is my only regular bill. I use my credit cards for everything (usually just groceries and gas, I'm not a shopper), and they get paid off in full every month.

I live on about 50% to 60% of my paycheck. There is no 'we', just 'me'.

Once a month, I look at what's left in the checking account and divide the remainder in half. Half goes to paying myself (savings) and half goes as an extra principle payment on the mortgage.

Boy, does that makes a difference - it'll be paid off in approximately 4 years.
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Old 07-04-2009, 05:09 PM
 
Location: Bradenton, Florida
27,236 posts, read 40,273,555 times
Reputation: 10915
Yes, out of $1400 net pay a month, $1100 goes to rent and utilities.
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Old 07-04-2009, 05:40 PM
 
Location: Orlando, Florida
43,858 posts, read 43,569,222 times
Reputation: 58603
Sometimes I end up cutting it pretty close since I still have a couple of kids who are older teens, but still need my financial help. I still live comfortably and don't have to go without anything I really need.
It is the wants that have to wait from time to time.
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Old 07-04-2009, 06:55 PM
 
Location: Sacramento
2,568 posts, read 5,839,397 times
Reputation: 1905
I answered "No, we have money in savings and hardly ever run out of spending cash between paydays." but it doesn't exactly apply. We have savings and we never run out of money because we live well below our means.
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Old 07-08-2009, 05:20 PM
 
Location: Brooklyn, New York
4,116 posts, read 2,732,989 times
Reputation: 1517
Quote:
Originally Posted by TNGal78 View Post
Trying to post a poll.


Also....how often do you get paid ?

This is not a public poll, so nobody will know your answer on the poll.

Yes I do live paycheck to paycheck and it's horrible Even if I get paid on a weekly basis it's still so hard for me to save a dime. Then here comes my teenager "mommy I need my hair done my nails done my feet done a brand new outfit can I get a pair of new sneakers and shoes as well" Now that's stressful!!!!
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Old 07-09-2009, 11:55 AM
 
Location: Up in the air
19,126 posts, read 25,794,118 times
Reputation: 16226
Quote:
Originally Posted by e.ortega View Post
Yes I do live paycheck to paycheck and it's horrible Even if I get paid on a weekly basis it's still so hard for me to save a dime. Then here comes my teenager "mommy I need my hair done my nails done my feet done a brand new outfit can I get a pair of new sneakers and shoes as well" Now that's stressful!!!!
Tell her to get a job
My parents would roll their eyes at me if I asked for that stuff.
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Old 07-09-2009, 01:22 PM
 
Location: southwestern PA
20,426 posts, read 35,718,901 times
Reputation: 38829
Quote:
Originally Posted by e.ortega View Post
Then here comes my teenager "mommy I need my hair done my nails done my feet done a brand new outfit can I get a pair of new sneakers and shoes as well" Now that's stressful!!!!

No reason a teenager should be making those demands.

And no reason for you to cave and give into her!
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