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Old 05-07-2009, 02:06 PM
12,842 posts, read 24,473,188 times
Reputation: 18835


"I hope things have picked up for you since!"

Thank you kindly. It was 22 years ago (oh, those 20s!) and I banged into more than one wall with my baby boom mantras "Go for it" "If you love it, money will follow" and other myths.
Putting nose to grindstone in a decidedly non-mythical way, things are fine. Thanks for your comment.
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Old 05-07-2009, 05:49 PM
Location: The Great State of Texas, Finally!
5,321 posts, read 10,582,073 times
Reputation: 2395
Because I was raised by grandparents who suffered in Socialist/Communist Ukraine

Because I watched my mother hold down two minimum wage jobs and walk to the bus stop in a torn winter jacket and old boots so that we kids could have something better.

Because I was raised not to take more than I needed

Because I want to retire at some point and not have to live the way my grandmother did

Because I find my joy in simple pleasures, not stuff

Because I don't care what anyone else thinks

Because I've worked hard all my life, work hard for my money, and spend it wisely and save it often
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Old 06-03-2009, 11:17 AM
Location: Milwaukee
868 posts, read 1,593,611 times
Reputation: 1469
I am frugal because I do not have 100% faith in the future. I figure if I live under my means and save money I will able to survive if something terrible happens, such as a depression, sickness or job loss. I don't want to be at the mercy of a bank, family member etc. if things go downhill. A frugal lifestyle will buy me time if nothing else.
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Old 06-04-2009, 05:07 PM
Location: Eastern Washington
13,388 posts, read 42,713,043 times
Reputation: 11470
Because, just as more horsepower makes you faster on the straights but lighter weight makes you faster everywhere (Colin Chapman) earning more money makes you richer on payday but being frugal essentially multiplies the buying power of your money - making you richer everywhere. I watched my aunt and uncle literally across the street live less well than we did, on something like 1.4X the salary (Mom did their taxes). The lesson was not lost on me.

Being frugal should not be confused with being cheap - being frugal means you find ways to pay less for what you want, and you decide to want "stuff" that is inherently good, holds its value, etc. Being cheap is just being unwilling to part with your money, and can certainly be overdone.
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Old 06-05-2009, 03:39 AM
Location: Florida
18,290 posts, read 18,533,242 times
Reputation: 20967
Why?Like so many others, I was raised by parents that were that way
But most times it's because I hate wasting.
Even though we're on our own well, I use water as if it was metered, for example.
I also really appreciate ingenuity......saving money or things can be fun and satisfying ....a test of the imagination.
When I used to buy "things" to decorate with, my favorites were things like handmade utensils/kitchen items like butter molds or cookie cutters.....things some very frugal person most likely made out of scraps from an 'important' project.
When a little time and imagination can produce $ savings , it's rewarding in more ways than one.
I don't throw away much until I figure there is no use for it
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Old 06-05-2009, 07:23 AM
5,210 posts, read 8,807,408 times
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I'm careful with my money but I also like to spend it on nice things/experiences - when I can afford to do so. My house is very well maintained, my cars are paid off and we are able to afford one or two vacations a year.

I'm not big on designer fashions (why pay $120 for one pair of jeans when you can get 5 pairs for that price?). Why buy lunch at the work cafeteria when brown bagging saves so much $$?

I live a bit beneath my means but not drastically so. I shop at Costco and Walmart, but I also have granite countertops in my kitchen...
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Old 07-13-2009, 09:39 PM
96 posts, read 218,724 times
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I'm frugal because that was how I was raised. Both my parents grew up during the Depression and never forgot it. If I heard "money doesn't grow on trees", "charity begins at home", and "waste not want not" once I heard them a thousand times. I always thought we were middle class until I got older and went over to other kids houses and realized we were really working class. We had a house, car, plenty of food but not a lot of extras. Now I'm frugal because I'm saving for my retirement in about 20 years. Its one thing to struggle when you're young which I did but I sure as hell don't want to struggle financially when I'm an old woman. I want to travel and really enjoy my golden years without stressing over money.
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Old 07-13-2009, 11:31 PM
11,429 posts, read 19,438,504 times
Reputation: 18129
Originally Posted by Fat Freddy View Post
Truly happy people don't need to seek treasure either.
While I understand the point you are trying to make -- that buying stuff is just wasting money -- and I agree -- I went in a totally different direction with that statement. Being frugal allows me to "seek treasure"...

Treasure is time to quilt, time to investigate my genealogy... time for me.

The reason I'm frugal is my Dad died at 57, and I watched my mom struggle for many years with just a little money. She did it well. But she was scared to death for a long time....

I don't want to go there. If my hubby died -- I'll be fine.
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Old 07-14-2009, 09:50 PM
Location: following the wind of change
2,279 posts, read 3,419,589 times
Reputation: 4374
I grew up sort of poor too so I know what the posters are saying. My grandma, who raised us, was frugal and a little bit of a miser so I saw that growing up. I learned to appreciate the little extra things because it wasn't handed to me. I have this very cautious side that's always my checkpoint when I'm about to do something I deem reckless which includes impulse shopping. I feel I have been blessed in the now--I have money saved and I am handling my life fine.
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Old 07-15-2009, 04:01 PM
Location: Mid-Atlantic east coast
5,119 posts, read 9,413,466 times
Reputation: 9423
I like the freedom and options that being frugal bring...being shackled to debt is a prison. At least that's been my experience.

And this is also personal experience: the most interesting people I meet seem to be those who have smaller incomes but larger creativity. My favorite people are the creators--the artists, sculptors, potters, writers, woodworkers, quilters, crafters and other hands-on folks who exercise their passions...they, for the most part, seem more vibrant.
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