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There's always that line between what you want and what you can reasonably do. The risks involved, the energy, work of it all, moving is tough. No one can say for each person what is right. It's just looking at all of the given information and hoping to make the best decision.
The COL is so extremely high in NYC and New England, I would imagine he is making a fortune in salary compared to most parts of the country.
Can you not simply pay cash for a home down south, with money left over? A 2 million dollar home up east may cost 200k down south.
I think once you would move to a lesser COL region, his lack of pay would balance out and you could live quite comfortably.
Lots of people work in California or up East and hoard cash for years, then move to a cheap state later on in life, with no mortgage and massive savings or retirement in the bank.
I am from CT and my husband works in the NY area. He has a successful career and his salary most likely wouldn't be matched in any of the states we'd love to move to (N.C, T.N. or S.C.)
I've been reading these forums for years, I have realtors in North Carolina and Tennessee that send me homes daily via email. I'm in a constant state of daydreaming yet as time goes on, I'm realizing we're never getting out of here.
I guess I just wanted to vent and see if there was anyone out there like me. Who researches places, reads forums, compares the property taxes etc only to be disappointed that this will never happen.
Or if you just did something crazy and decided to seek out employment elsewhere even though you have a great job. (When I say great I mean his pay and benefits, it's actual very stressful and he'd leave it if he could)
I'd love to hear your story,
Thanks!
I think a lot of people here at CD fit that description. We talk, research and plan but never do.
My situation is the opposite of yours. I live in a small town in rural TN and have been wanting to move to a city since I graduated high school. Long story short: I'm married, in my 30s and stuck in a small town. My wife makes more than me, she loves her job, we live very close to her place of work, and she doesn't want to move.
I grew up in the country outside of a town of about 17,000. I couldn't wait to get out. Now I'm stuck here.
BTW, I'm sure your husband would not make as much in TN but taxes are lower here too. There's no state income tax on wages. Property values are lower too, so if you sell a house in CT and buy one in TN, you can get much more for your money in TN. But you probably already knew that.
I guess I don't understand a longing to live some place else. I have lived so many places, I just make where I am, 'home', I did want to live by the ocean, and found it was so busy working I never went to the beach anyway. So, it is better to just go on vacation. I also thought I would like a place warm and sunny, but since moving to a colder area, I enjoy four seasons.
I just go where I find a good job, and make a good living. I don't really 'choose' where to live, I guess my life is driven by where I can find a job. I would not want to change careers or another employer... I was recently offered a job in Palo Alto, same pay as I make now... Forget it. Here, I have a short commute, and can afford a decent lifestyle, in Palo, I would have probably a forty five minute commute...
No answer for you, except live in the moment, and enjoy where you are, rather than be miserable, wishing you were someplace else. Or, make a plan, and move. One or the other.
I feel your need for something else. I am exactly like you with one difference...I will do it! I will take that chance. Now if I could just sell this condo.Good luck!
Never give up on your dreams! Dream big, work hard and take the chance that could possibly create the most incredible life you could ever imagine! I did IT. I wish you happiness!
Location: Temporarily TX, soon to be back on west coast
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We moved to SC (Charlotte, NC area) in 2005 from CA. I hate it here. My entire family is in the SF Bay Area and we've been trying to move back for 2 years. We bought our house here in 2008. But I don't think we can sell our house and make a profit; if anything, we could *possibly* break even, but I doubt it. My husband has been looking for another job out there and hasn't had any luck. We don't have anything in savings because of 2 job losses while we've lived here, otherwise we'd just throw caution to the wind and go. I am miserable and daydream every day of moving back. I miss my family terribly, I miss CA, I just don't want to be here. But, unless we come into some money or he gets a better paying job in CA, I don't see how it's possible. It's really a shame to spend our lives somewhere where we're just not happy.
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