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Old 03-23-2014, 07:46 AM
 
Location: usa
873 posts, read 1,351,432 times
Reputation: 313

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I have to move out of my family's house by the end of April. I really like this complex that's updated and closer to the city. However, it's at the top of my budget. There's a cheaper complex near my job that's about 60-80 cheaper. Financially, it makes sense, but I'm a single female and I'm afraid to be in a sketchy area. I'm torn and I need to make a decision ASAP. Also I want to be closer to the city because I am looking for a new job and I don't want a long commute.
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Old 03-23-2014, 09:19 AM
Status: "On The Lookout" (set 23 days ago)
 
Location: The Triad (NC)
28,394 posts, read 61,765,972 times
Reputation: 31943
Quote:
Originally Posted by futureATLien View Post
I have to move out of my family's house by the end of April.
I'm a single female and I'm afraid to be in a sketchy area.

I want to be closer to the city...
I am looking for a new job and I don't want a long commute.

I really like this complex that's updated and closer to the city.
However, it's at the top of my budget.
Share.
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Old 03-23-2014, 09:31 AM
 
Location: usa
873 posts, read 1,351,432 times
Reputation: 313
What do you mean?
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Old 03-23-2014, 09:35 AM
 
Location: Area 51.5
13,904 posts, read 11,444,156 times
Reputation: 9074
Get a room mate.
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Old 03-23-2014, 09:39 AM
 
508 posts, read 549,859 times
Reputation: 1398
Quote:
Originally Posted by futureATLien View Post
I have to move out of my family's house by the end of April. I really like this complex that's updated and closer to the city. However, it's at the top of my budget. There's a cheaper complex near my job that's about 60-80 cheaper. Financially, it makes sense, but I'm a single female and I'm afraid to be in a sketchy area. I'm torn and I need to make a decision ASAP. Also I want to be closer to the city because I am looking for a new job and I don't want a long commute.
If it's only $60 a month cheaper, is it REALLY all that "sketchy"? Or are you just nervous about moving out?

I agree, get a roommate, or be a roommate. Vet such a situation carefully though - you're going to have to sign a lease so you will most likely be stuck with that person til the lease expires, or have to buy your way out.

You might also look for a sublet.
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Old 03-23-2014, 10:28 AM
 
Location: usa
873 posts, read 1,351,432 times
Reputation: 313
I make 1740 a month. And my bills are close to 1000 month
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Old 03-23-2014, 10:38 AM
 
508 posts, read 549,859 times
Reputation: 1398
Bills???? You have bills of $1000 per month that do not include rent and utilities?
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Old 03-23-2014, 10:47 AM
 
Location: usa
873 posts, read 1,351,432 times
Reputation: 313
One of my student loans is 160 and the other will eventually be 423. So that takes up most of my salary including my car and insurance
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Old 03-23-2014, 11:27 AM
 
Location: South Carolina
13,780 posts, read 18,685,586 times
Reputation: 24345
Quote:
Originally Posted by futureATLien View Post
One of my student loans is 160 and the other will eventually be 423. So that takes up most of my salary including my car and insurance

It sounds like you don't make enough to live on your own yes I would get a room mate or get another job at least part time .
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Old 03-23-2014, 12:05 PM
 
1,107 posts, read 1,863,313 times
Reputation: 1562
Ask for a partial deferment on one of the school loans or to make a smaller payment. They cant make you pay the full amt if you dont have the income needed, and they will be glad to make arrangements in this day and age just to get some movement towards paying it back. Yes you will pay more in the long run, but at this point, you cant afford those big payments. I would also look at getting a cheaper car to lower your monthly costs (seriously), a roommate, and a little part time gig to help pay for things.

Make sure when you get a roommate that they also sign the lease. No sublets.
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