U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > General Moving Issues
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 06-22-2014, 06:37 PM
 
6 posts, read 6,257 times
Reputation: 11

Advertisements

My girlfriend has been living with me at my current apartment since I moved in, and since my lease ends at the end of next month, we are going to be applying for a new apartment soon (I've already gotten one application). I'm on the lease here, but she isn't. Management doesn't know about her. I know it's stupid and seems shady, but her credit has been very poor until recently and we figured trying to get her added would be a lost cause (and neither one of us know anybody who would be willing to co-sign). I would try to get her added now but it's so late that I figure there's not much point.

We are applying together for our new apartment since her credit has improved, and our combined income is over three times the rent. I am wondering how a new prospective landlord might feel about seeing her notating "not on lease" on the rental history section of the application. The requirements state that 6 months of verifiable rental history is required, which seems like it could be met by the previous residence section (apartment complex she lived at for a year before this; on lease), but I'm worried we'll be seen as shady because of her not being on the lease here. We both have totally clean backgrounds, no evictions or complaints in our histories, have had steady jobs for years, mediocre credit scores, and our combined income is sufficient. Can any landlords weigh in on this? If all other aspects of the application were agreeable, would this be a red flag to you? Are we going to be out of luck?

EDIT: I looked at the "Real Estate - Renting" subforum and I feel like maybe this post would be a little better suited there, so I am posting it there too. I don't see a delete option anywhere in the Edit screen, so the mods can feel free to delete this.

Last edited by bms432; 06-22-2014 at 06:55 PM..
Reply With Quote Quick reply to this message

 
Old 06-22-2014, 10:56 PM
 
9,199 posts, read 11,677,210 times
Reputation: 14422
The Renting Forum would have been the best place to ask this because that's where actual Landlords and Property Managers post.

Most applications will look for rental history covering all periods they seek. If you have a gap, you need to explain the gap such as moved in with Aunt Edna to care for her in her last year of life. That lets the landlord know you were not on the steets or illegally occupaying a premise for that no rental period. DO NOT tell them she was living with you because if they call the landlrod for reference, they will be asking about both of you. You do not want your old landlord to ask what the heck are they talking about and that you and only you should have been occupaying the premise. That makes a landlrod start thinking that your one of those that seems to like breaking the rules. Thats a good reson for them to deny you and move onto someone else.
Reply With Quote Quick reply to this message
 
Old 06-23-2014, 08:03 AM
 
Location: Dallas, TX and Las Vegas, NV
5,662 posts, read 4,365,743 times
Reputation: 11619
what is your credit score, I don't know what mediocre means?

Are her parents in the area? Best to say she was living at home.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > General Moving Issues
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top