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My wife arrived in the U.S. without a job (We were married in Germany). And, no, nobody threw money, low-interest loans or welfare benefits at her when she arrived...
There are different kinds of visas that grant authorization to enter a country. Many people come on tourist visas, there are student visas, too. Some visitors simply don't leave when there visa expires. There are also temporary residency and work permits and visa waiver programs.
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