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Old 06-15-2018, 09:34 AM
Status: "On The Lookout" (set 23 days ago)
 
Location: The Triad (NC)
28,399 posts, read 61,782,091 times
Reputation: 31955

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Quote:
Originally Posted by WorldKlas View Post
There you go again, not respondig to the OP’s issue and playing Dad.
Sometimes the OP just wants an answer.......
Guilty as charged.

I'm not advising them anything I wouldn't (and haven't) advised my own kids.
Are you suggesting we should advise contrary to what our experience has taught us?

Quote:
Oh well, sometimes its really helpful to add in side thoughts.
I'll stick my neck out again and say it's EVERYtime.
They all have the same right to ignore it or maybe appreciate the effort...
or even to read more in than is said and then get their panties in a wad over it (at any age).

On those rare occasions when an OP is clearly focused and well informed
with succinctly articulated, even discreetly phrased questions...
well, whenever I see one I'll probably stop just to commend them.

Last edited by MrRational; 06-15-2018 at 09:50 AM..
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Old 06-21-2018, 08:44 PM
 
5 posts, read 3,826 times
Reputation: 10
Thanks again for the replies, I appreciate them all.


The company that my husband will be working for is small but has been very kind to be flexible with us about dates or time off to move knowing this move is stressful.


I have tried to speak with mortgage people, of course since I am eyeing CT and MA then it is even harder to find one person. I have gotten so many different answers I do not know who to trust. I started out with highly rated or reviewed brokers and then just started calling everyone. It surprised me how many people don't call back or don't want to work with someone out of state. Or they want you to commit to a specific realtor which I would rather not do.
There seems to be one set of mortgage brokers saying my husband needs his first paystub to be 100% sure the loan will go through. A few brokers said the job offer letter probably would be good enough along with other income/down payment but it is not 100%. Then a few said they would try and work with the other income but they did not seem as reputable or maybe unconventional types.


As for rentals still 0 rentals posted in the school I wanted most. I really feel like I can't depend on rentals if there just are none.


My husband is about to book a flight for a few days and try to get the most done in person and explore a few areas. I just hate wasting 1k on a flight and hotels but it might be worth it to give us more clarity or maybe find that hidden rental.
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Old 06-22-2018, 05:02 AM
 
Location: Dallas
75 posts, read 22,549 times
Reputation: 51
Hi bloomthunder,
I read your post. I will suggest you hire a moving company in your area. It will be helpful for you to move from one place to another with any hassle.
Thanks.
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Old 06-23-2018, 04:59 PM
 
934 posts, read 279,903 times
Reputation: 2030
I've done this type of move.

1) Use a national moving company for the insurance and for peace of mind.

2) Find a local or community bank in your new area. The rates may not be as low as a national mortgage broker but the fees will be much lower. A national mortgage broker will sell you your mortgage to another lender. A local or community bank will kept your mortgage which will be less of a hassle for you long term.

3) You have to see where you are moving. Either you pay for multiple trips to CT/MA to see the area OR rent and pay for a second move. There is not cheap way to move this far.

4) There are difference between CT and MA property and state taxes. https://smartasset.com/taxes/property-taxes

5) I've lived all over MA and my family is in CT. If you have questions about towns, ask away.


"There seems to be one set of mortgage brokers saying my husband needs his first paystub to be 100% sure the loan will go through. A few brokers said the job offer letter probably would be good enough along with other income/down payment but it is not 100%."

This is standard. No decent operation would not require a paystub.
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Old 08-22-2018, 03:51 PM
 
4 posts, read 11,896 times
Reputation: 14
OP... What'd you decide to do? How did it turn out? Are you in CT yet?
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