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Old 12-26-2008, 05:37 PM
 
Location: Lynbrook
517 posts, read 2,241,273 times
Reputation: 319

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Is it worth it? I'm moving Monday and the insurance that we get automatically is 30 cents/pound. I have a large rear projection TV that I was concerned about and asked about purchasing additional insurance. The movers referred me to an insurance carrier but they charge $350 for up to $5000 with a $250 deductible. That's almost as much as the whole move will cost us.

I heard that your homeowner's insurance will also cover some damages, so I'm wondering if its even worthwhile getting additional insurance. Any thoughts?

K
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Old 12-31-2008, 03:26 PM
 
Location: Pittsburgh
10 posts, read 44,332 times
Reputation: 14
Moving Insurance: Purchase Relocation Coverage Online

I was told about this site. I know nothing about them. Try looking into it on Movingscam.com. Its a good site for this type of issue.
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Old 12-31-2008, 03:55 PM
 
Location: mid wyoming
1,985 posts, read 5,863,841 times
Reputation: 1815
If you have homeowners or renters insurance this also might cover it.
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Old 01-01-2009, 09:42 AM
 
48,519 posts, read 81,013,914 times
Reputation: 17978
M9ost won;t since the damage did not occur on the property. most movers provide this as satnd tho'.If not i'd be really leary.
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Old 01-04-2009, 03:38 PM
 
Location: WA
319 posts, read 1,715,226 times
Reputation: 135
I would personally check with the homeowner's insurance to see exactly what is covered. Once you know that you have to work with, buying any additional insurance if needed could give you piece of mind. I think the price you quoted is excesive, and most people need much more than $5,000 coverage (unless you're just wanting coverage for the TV and a few big-ticket items).

Also see what the moving company is responsible for. If someone steals your stuff out of their truck due to their negligence, will it be covered, etc?

When we moved we were told our auto insurance would not cover us driving a rental truck, and our renter's insurance would not cover any of the possessions in the truck. We definitely got the extra insurance offered after checking that it was appropriate, not a scam, etc. I think it's scary having all your possessions packed up.
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Old 03-09-2009, 08:18 PM
 
4 posts, read 14,851 times
Reputation: 11
There are different options available ==> moving insurance
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Old 03-11-2009, 11:50 AM
 
Location: Charlotte, NC
71 posts, read 449,493 times
Reputation: 134
KarenBo,

Its funny you asked this question. I just finished a three part blog on this very topic. I've been in the moving industry over 26 years with three of the biggest names in the business. Please check out my latest three blog entries @ movers insurance blog
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Old 03-19-2009, 04:31 PM
 
Location: Charlotte, NC
71 posts, read 449,493 times
Reputation: 134
Hey Karen, did my blog answer your questions?
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