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Old 02-10-2010, 10:34 AM
31 posts, read 97,593 times
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I will soon be making a cross country drive in a rental truck to the Seattle area. For those of you in the know, do most auto insurance policies cover you while renting a moving truck?

If not, would you suggest that optional coverage is purchased through the rental company or is there another place which you can more easily purchase it.

Thanks for any help.
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Old 02-10-2010, 05:19 PM
Location: Central Fl
2,903 posts, read 10,911,274 times
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I do not know if buying the rental truck company's insurance is the best deal, you should talk to your insurance company. I do know that your regular auto insurance DOES NOT cover a rental truck......it only covers the same type vehicle you normally insure. So, a regular rental car is covered, but a big truck would not be. That came right from my insurance agent.

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Old 02-10-2010, 07:20 PM
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I agree with what Frank said.

Here's a link that I have bookmarked from when I rented a truck for a move:

How to Decide On Truck Rental Insurance | eHow.com
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Old 02-14-2010, 08:02 AM
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Default Another thought

You might want to contact your home owners or renters insurance company. Some policies cover personal property if it is stolen out of your vehicle or you may be able to purchase extra coverage through them for the move. Do your research on this coverage, moving companies standard insurance is based on weight @ $.60/lb. (So your 50 lb flat screen would have $30 in coverage!)

Budget has their coverage prices listed on their web site, one just covers your stuff and truck, the other includes liability (if you cause an accident) up to $1 million (for my move it was $190 or $380). Your car insurance company may offer some type of temporary insurance through them.

The reason I suggest you look for alternatives outside the truck rental company is that Budget also offers movers to help load/unload. I checked the website of one company offered through Budget and booking directly was about 30% cheaper.

ps. I would not rent from Budget given their bad reviews, but it was helpful to get a ball park figure on the insurance (Penske does not mention insurance on their website) and VERY helpful to get the contact info for the loading/unloading companies including reviews!
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