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Old 10-26-2016, 02:47 PM
 
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It does not surprise me that New Mexico has bad credit
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Old 10-26-2016, 07:02 PM
 
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So these lists are always dominated by predominately white states ? Almost all of these credit scores are fair to poor, 36-40% of the population has a FICO score of 750 or higher.

All a good credit score shows you is usually you are not very smart with money and debt. The best way to have a good credit score is to get into debt and usually stay in debt for a long time and make sure you pay your debts on time at ridiculous interest rates . People who arent in debt arent usually too worried about credit scores, paying off stupid debts on time is great for your "credit score", but you really shouldnt have these debts in the first place. Americans carry a ton of personal debt, the average American actually has more debt relative to income earned than a Greek citizen
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Old 10-26-2016, 07:43 PM
 
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Quote:
Originally Posted by floridanative10 View Post
So these lists are always dominated by predominately white states ? Almost all of these credit scores are fair to poor, 36-40% of the population has a FICO score of 750 or higher.

All a good credit score shows you is usually you are not very smart with money and debt. The best way to have a good credit score is to get into debt and usually stay in debt for a long time and make sure you pay your debts on time at ridiculous interest rates . People who arent in debt arent usually too worried about credit scores, paying off stupid debts on time is great for your "credit score", but you really shouldnt have these debts in the first place. Americans carry a ton of personal debt, the average American actually has more debt relative to income earned than a Greek citizen
Yeah, no. Mortgage debt and student loan debt are arguably good debt. Paying a CC off every month (thus incurring no debt or interest) builds credit score.

Patiently waiting for a Dave Ramsey rant though.
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Old 10-26-2016, 09:07 PM
 
Location: Florida
2,233 posts, read 1,514,026 times
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List doesn't surprise me one bit.
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Old 10-26-2016, 09:27 PM
 
Location: USA
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Poor Mississippi. It's practically last in every type of category out there...
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