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This is my first post on the forum. We are looking for some guidance. Currently, we are in NY and are looking to relocate. The thing is we are not sure which state. After reading a lot of posts on this forum, and from the limited information we have gathered, we are strongly considering Texas, North Carolina, Georgia, Florida & California.
I am a Cardiologist (new grad) and my wife is currently a stay at home parent. We have 3 children (2, 4 & 6 years old). Our strong preference is good schools, weather, large city (with easy access to an international airport), Indian community (before anyone says that we should learn to assimilate into the US culture etc, etc, just want to put it out there, that we want our children to learn about our Indian culture as well. We moved here 7 years ago and have no family at all, hence the need to be close to our culture. We want cultural diversity AS WELL). We have selected the above states based on the weather (do not prefer extended periods of cold climate) only, so if someone can chime in reg schools, safety, etc, it can help us a lot in narrowing our list down.
I have a lot of questions, regarding schools, buying a house, choosing a community etc. But first thing first, we need to narrow it down to the states and then the cities within that state to relocate. What would be a good state for a high-income medical professional (HENRY), with excellent schools (public & private) and good Indian communities?
Places that we have in mind are: TX: (Strong preference plus it has the advantage of no state income tax). Houston - Sugar Land, The Woodlands (have read a lot on Houston)
Dallas - Plano, Frisco, ??
Austin - ??
San Antonio
NC: Charlotte, Raleigh, Cary (Have visited NC and it's...nice. All 4 seasons, access to beach and mountains.)
GA: No clue.
FL: No clue at all. Maybe Tampa, Orlando? Skeptical about Fl, because we are not sure about the school system. Read quite a few threads on this forum but, there are too many cities to choose from and have not got a good impression about FL overall as compared to TX. Also, I am aware that FL is a no state income tax state.
CA: NO CLUE AT ALL !!!
I will ask more questions as we narrow down our choices. Please let me know if I need to provide any more info; this is all I could think to write as of this moment. Should I post this in individual TX, NC, FL forums?
Thank you.
MD.
Last edited by md1429; 07-22-2017 at 10:37 AM..
Reason: Addition
If you are looking for Indian communities,in CA, Fremont is known for a large Indian population, but as part of the Bay Area, it is expensive. Yuba City is fairly close to Sacramento, Ca & has an Asian Indian population of 20%. Not sure of the job prospects.
No preference for a Red or Blue state? This factor is currently having an impact on health insurance---your income.
Can you elaborate, please? Was so busy studying all my life that have not got time at all to look in detail, into politics. What would be better Red or Blue? I know, I a not considered a new immigrant, but these past 7 years all I have been doing is studying, working crazy 12 - 14 hours shifts and raising my family that I do not get time at all to do anything else.
In spite of that will the situation for health insurance change after 4 years OR 8 years, after Trump leaves? It may or may not change if someone new is elected as well.
What are your reasons for wanting to leave NY? Asking yourself that question will probably help you lean towards a few of the states in your list over the others.
For example, Texas is very different from California. Economically, Texas is more free, less regulation, faster growing economy. So Texas should stand out if you're leaving NY because living there is too expensive, or if you dislike over-regulated over-reaching government. Going to California would just be more taxes, more limits on what you can do etc.
On the other hand, if you're leaving NY because you want a temperate climate, with neither cold winters nor sweltering summers, you might lean towards California.
And take a look at which states did not expand Medicaid. That means there's a lot of uninsured people in those states--and the list includes all your state choices except California:
What are your reasons for wanting to leave NY? Asking yourself that question will probably help you lean towards a few of the states in your list over the others.
For example, Texas is very different from California. Economically, Texas is more free, less regulation, faster growing economy. So Texas should stand out if you're leaving NY because living there is too expensive, or if you dislike over-regulated over-reaching government. Going to California would just be more taxes, more limits on what you can do etc.
On the other hand, if you're leaving NY because you want a temperate climate, with neither cold winters nor sweltering summers, you might lean towards California.
NY is nice, but it's not for us for sure. Had I been single or just the 2 of us (wife & I), then it would have been good. But with kids and the climate, we are not very fond of NY. The reasons are - weather, very crowded, expensive, congested, we are not happy with our kid's school here. Though there is a lot of diversity, it's not the type we are looking for. We do not want a big city hustle bustle life.
We are familiar with Charlotte, NC (Ballantyne area, bec my wife's friends are there). Hence Sugar Land, Plano caught our eyes.
What I am trying to do here is, eliminate the states - TX, NC, CA, FL, GA on the basis of schools and beneficial for high-income earners/medical professionals. Weather wise they are "somewhat" alike as in they do not have excessive snow/harsh winters. We do not mind mild winters like those in NC & TX (Dallas).
Once I eliminate states and I am left with 2 or 3 states, I can then post in the individual forums and take it from there. I have read a lot on Houston and a little bit on Dallas. I know a few things here and there about NC. But I am clueless about FL, GA & CA.
CA I am not leaning towards more, bec of the COL. Some people may wonder why should COL bother me when I am/will be a high-income earner. For starters, I am a HENRY = High-Income Earner, Not Rich yet :-). Also, my reasoning is that if I can get the same standard of living in TX or NC, then why move to CA? Anyways we do not have any family ties, so we can settle anywhere.
Last edited by md1429; 07-22-2017 at 12:13 PM..
Reason: Typo
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