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Old 11-21-2017, 05:27 AM
 
21,189 posts, read 30,372,337 times
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Quote:
Originally Posted by Jandrew5 View Post
Take a look at the Carolinas, particularly Greenville, SC and Charlotte. The Midwestern cities mentioned, and maybe Orlando and Tampa, sound good too. And the Phoenix area.
Not for anything that's in a dense "urban" neighborhood or anything desirable.
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Old 11-21-2017, 05:45 AM
 
21,189 posts, read 30,372,337 times
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Check out the Clifton Blvd area in Lakewood OH (borders Cleveland's northwest side right on Lake Erie) which has surprising urban density (it's the most densely populated city between NYC and Chicago) along with two RTA rail stations in close proximity.

The City of Lakewood, Ohio
https://www.zillow.com/homes/for_sal...t/15_zm/0_mmm/
W. 117 - Madison Rapid Station | Greater Cleveland Regional Transit Authority
Triskett Rapid Station | Greater Cleveland Regional Transit Authority
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Old 11-21-2017, 06:39 AM
 
56,609 posts, read 80,910,543 times
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Quote:
Originally Posted by mhays25 View Post
I'd suggest a place where it's easy or preferable to not have a car. That can mean a moderately more expensive city (at best), because places like that tend to have higher demand.
Good idea and areas like Syracuse and Lansing have college town areas that get pretty good bus line coverage that may work for the OP. Same for some of the other areas mentioned and Buffalo also has a rail line that has some nice areas nearby.

OP, this is some information about a couple of the areas of Syracuse I mentioned: http://www.city-data.com/forum/50013039-post42.html

More Westcott: https://westcottsyr.com/guide/public-transit/
https://www.centro.org/service_sched...dules-syracuse
https://westcottsyr.com/business/
https://westcottsyr.com/business/the-westcott-theater/

Nearby area: Home Crouse-Marshall


Another bus line: Connective Corridor

Last edited by ckhthankgod; 11-21-2017 at 07:13 AM..
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Old 11-21-2017, 07:11 AM
 
Location: Tennessee
23,579 posts, read 17,561,360 times
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Indy would definitely work, though you will not be in the trendiest areas with a SFH at that price range.
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Old 11-21-2017, 07:13 AM
 
Location: St Simons Island, GA
23,075 posts, read 35,035,900 times
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I'm thinking of some of the mid-tier Rust Belt cities; I've seen some phenomenal prices on beautiful late Victorian Era and
Bungalow homes in some of these places.
A friend of mine was considering a summer retreat in Niagara Falls, NY after she saw what $50,000 could get you there.

This place would fetch God Knows What in a trendy big-city neighborhood:

https://www.zillow.com/homes/for_sal...ect/11_zm/3_p/
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Old 11-21-2017, 08:19 AM
 
Location: Miami-Jax
6,312 posts, read 6,970,829 times
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Couple questions:

Car or no car? If no car then I think you can easily narrow down to a few places that will be most comfortable (or really least uncomfortable) without one. If yes, then you should have plenty of options.

Would your price range allow for much, if any, of a monthly HOA/condo fee? There are lots of cheap condos in some major cities but their fees are 2 or 3 times the mortgage payment lol. If you can find a more moderate fee, you may be able to afford some really great options for something small within a dense urban core...but sometimes those fees go up without your consent as the building ages so that's another concern. If we're looking at HOA-less SFH in or near an urban core, then you're looking at far fewer and exciting options in your price range.

I'll just speak for a couple places I know pretty well:

Jacksonville - Since you are considering sort of third tier cities, I would say Jax should be a strong option. If you're going carless it will be pretty inconvenient but probably on the same level as the other cities you mentioned. $150k can you get you a decent property in a very walkable vibrant neighborhood (Riverside) where you'll be fine without a car (however you'll be confined to that neighborhood). Your money will go further in a handful of other decent neighborhoods (Murray Hill, Springfield) but you'll be compromising a bit in something else. Even downtown is in your price range but Jax's downtown stinks. Still good to have options.

Indy - Similarly to Jax, you can have your pick of a number of up and coming areas. Bates-Hendricks is in your price range, some ok properties on the edges of Irvington or Fountain Square, or south of Broad Ripple but close enough and on the future Red Line that you can get to downtown pretty easily. The big negative with Indy is you won't be in the thick of things cause that (downtown, Mass Ave, Broad Ripple) is out of your price range.

Tampa - I think your only option would be some cheap condos in Ybor City but you're dealing with the condo fees there. Downtown/Channelside, urban core hoods, and downtown St Pete are pretty much out of your price range. Actually I think I've seen some properties near downtown St Pete that are in your price range so that might be ok too but it's still up and coming not fully there yet. The good parts near downtown St Pete would be out of your price range.

Cities I don't know well:

Look at Louisville, Cleveland, Buffalo. These have urban neighborhoods very much in your range. I've seen condos in ATL as recently as a year ago in decent areas for you. Chicago and Philly may ultimately be the best. You won't be in the thick of things in those cities, but where you could be would be more vibrant than other options. It depends on how comfortable you are with the mediocre neighborhoods in those cities and/or how much monthly fee you can afford. (Chicago's RE tax is crazy high too)
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Old 11-21-2017, 08:58 AM
 
7,704 posts, read 4,564,490 times
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Pittsburgh is actually quite doable, if you only need two bedrooms:

This rowhouse isn't the nicest, but it's in one of the hippests neighborhood in the city
https://www.redfin.com/PA/Pittsburgh.../home/74735137

Super walkable neighorhood with great amenities (click past the first pic. You want to see the interior)
https://www.redfin.com/PA/Pittsburgh.../home/74754395

The other super-hip neighorhood:
https://www.redfin.com/PA/Pittsburgh.../home/74744329

Youthful nightlife area:
https://www.redfin.com/PA/Pittsburgh...home/102229382
https://www.redfin.com/PA/Pittsburgh.../home/74620602
https://www.redfin.com/PA/Pittsburgh.../home/74478711
https://www.redfin.com/PA/Pittsburgh.../home/74621260

This is a 1br, and the maintenance is high, but it's literally downtown:
https://www.redfin.com/PA/Pittsburgh.../home/73522747

Basically next to downtown:

https://www.redfin.com/PA/Pittsburgh.../home/74557028


Most of these homes need some TLC, but when you consider that they're all right in the thick of things, in safe neighborhoods, they're a good deal. You can get nicer homes, in the same price range, if you're looking for less vibrant neighborhoods. Remember, the median US home price is slightly over 200k. These are all well below the median.
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Old 11-21-2017, 09:19 AM
 
56,609 posts, read 80,910,543 times
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Quote:
Originally Posted by ckhthankgod View Post
Good idea and areas like Syracuse and Lansing have college town areas that get pretty good bus line coverage that may work for the OP. Same for some of the other areas mentioned and Buffalo also has a rail line that has some nice areas nearby.

OP, this is some information about a couple of the areas of Syracuse I mentioned: http://www.city-data.com/forum/50013039-post42.html

More Westcott: https://westcottsyr.com/guide/public-transit/
https://www.centro.org/service_sched...dules-syracuse
https://westcottsyr.com/business/
https://westcottsyr.com/business/the-westcott-theater/

Nearby area: Home Crouse-Marshall


Another bus line: Connective Corridor
Some more homes nearby within the budget: https://www.cnyrealtor.com/index.php...ESC&row=5&pos=

https://www.cnyrealtor.com/index.php...ESC&row=2&pos=

https://www.cnyrealtor.com/index.php...ESC&row=8&pos=

https://www.cnyrealtor.com/index.php...SC&row=10&pos=

https://www.cnyrealtor.com/index.php...SC&row=25&pos= (?)

https://www.cnyrealtor.com/index.php...SC&row=38&pos=

Last edited by ckhthankgod; 11-21-2017 at 09:32 AM..
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Old 11-21-2017, 10:52 AM
 
1,273 posts, read 749,287 times
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With that budget, you won't be able to be in many urban cores of the south. Atlanta is basically completely ruled out, as well as Charlotte and Raleigh. You could maybe try Concord, NC, but I'm not sure how urban that is. It is growing at a very fast rate though.

You probably want to live somewhere where you don't need a car. If you don't mind miserably long, dreadful winters, check out some of the cities in upstate NY. Albany, NY is very walkable and dense as a whole. The New Scotland, Helderberg, and Delaware Ave neighborhoods will probably have something within your price range.

A short distance from Albany are Cohoes and Watervliet. Not as urban, but still small cities that are somewhat walkable. Definitely can afford something decent there with your budget.

Try Schenectady too. If you look at the area in between the Van Vranken section and the Ellis hospital area, you'll be in a decent area for the money. I've seen duplexes go for $150K there that were all updated and well taken care of, so you should be able to find a single family home for your budget quite easily.

You could live like a king for that budget further out in Amsterdam, NY. It's a declining rust belt city, but it's safe and walkable for the most part. Check out the Rockton section and the areas near the baseball field in the northeast corner of the city. Southside Amsterdam across the Mohawk River is also decent if you want something quieter near a lot of old school Italian eateries. Amsterdam is a short 30 minute drive to Albany and to Saratoga.

The only thing cheaper in upstate NY is housing, but you still get raped with property taxes, so keep that in mind.
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Old 11-21-2017, 11:06 AM
 
56,609 posts, read 80,910,543 times
Reputation: 12505
Quote:
Originally Posted by MrJones17 View Post
With that budget, you won't be able to be in many urban cores of the south. Atlanta is basically completely ruled out, as well as Charlotte and Raleigh. You could maybe try Concord, NC, but I'm not sure how urban that is. It is growing at a very fast rate though.

You probably want to live somewhere where you don't need a car. If you don't mind miserably long, dreadful winters, check out some of the cities in upstate NY. Albany, NY is very walkable and dense as a whole. The New Scotland, Helderberg, and Delaware Ave neighborhoods will probably have something within your price range.

A short distance from Albany are Cohoes and Watervliet. Not as urban, but still small cities that are somewhat walkable. Definitely can afford something decent there with your budget.

Try Schenectady too. If you look at the area in between the Van Vranken section and the Ellis hospital area, you'll be in a decent area for the money. I've seen duplexes go for $150K there that were all updated and well taken care of, so you should be able to find a single family home for your budget quite easily.

You could live like a king for that budget further out in Amsterdam, NY. It's a declining rust belt city, but it's safe and walkable for the most part. Check out the Rockton section and the areas near the baseball field in the northeast corner of the city. Southside Amsterdam across the Mohawk River is also decent if you want something quieter near a lot of old school Italian eateries. Amsterdam is a short 30 minute drive to Albany and to Saratoga.

The only thing cheaper in upstate NY is housing, but you still get raped with property taxes, so keep that in mind.
Yes, you do have to keep property taxes in mind. However, most listings are without property tax exemptions such as STAR or any other exemptions you may qualify for.

They may vary by location as well.

Also OP, the NAHB Affordability Index list I posted earlier also factors in property taxes. So, even with property tax rates(key last word), you can still make out with lower housing costs in relation to median family income. That list uses median home sale price in relation to median family income.

All of the above suggestions could work and if you are open to walkable communities outside of the core in many of these Interior Northeastern cities, that may things up a bit. I say that because a lot of these cities are small in terms of land size, even though many of these metro areas are still in the top 100 in metro population. So, a walkable second ring suburban village in one of these areas would essentially be an outer city neighborhood in the South, for a city that consolidated with its county or a city that has annexed in recent years.
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