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Reload this Page Oglethorpe County Ins. Question (Madison, Lexington: homes, purchasing, tornado)
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Old 07-10-2007, 09:53 AM
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Default Oglethorpe County Ins. Question
Everybody,
We are in the process of purchasing a home in Lexington. Our present HOI is with Nationwide in Fl. We wanted to stay with them in Ga. also, however I received a phone call from them yesterday stating that they would not write us a policy unless we purchased a Hurricane / Wind Zone Policy also. Is anybody in the Oglethorpe / Athens area up on this? State Farm mentioned none of this when they quoted us a rate, which was cheaper than NW.
Any help would be greatly appreciated.
riley
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Old 07-10-2007, 11:45 AM
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OOPS...my bad. Our present HOI is with Liberty Mutual, not NW. My apologies go out to anyone associated with NW
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Old 07-11-2007, 11:15 AM
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I live in adjoining Madison County and sell homes in Oglethorpe County also and I'm sorry but I've never heard of this. I could almost understand if they said tornado...but hurricane?
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Old 07-11-2007, 02:13 PM
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Michelle,
I spoke with our realtor in Lexington who did not understand it either. But that is what the rep said: " a Hurricane / Wind Zone policy". We will be 300 ( + / - ) miles from the Atlantic, and I also could "almost" understand a Tornado rider, but needless to say we didn't "buy" it. Anyhoo, things are straightened out (we went with another company) and we will be closing and moving in the 26th. Thanks for answering
riley
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Old 07-12-2007, 12:23 AM
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Glad you found another company that made more sense. Congrats on your soon to be move and best wishes!
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