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The real question becomes is it a custom home or a cookie-cutter plan?
In a custom home, such as the one we built, it was because the "custom builder" wouldn't do as requested.
Ask them the following questions:
a) Will the wood trim will be painted white or natural varnish;
b) Concrete block or poured concrete walls/ICF's;
c) Laminate or real hardwood floors;
d) Vinyl window frames or wood
e) E-glass windows or chemically treated;
f) Electric baseboard or hot water heat;
g) Electric stove or gas;
h) 1/2 rock or 5/8 all around;
i) Masonite, Corian, Granite or Marble.
In any or all of these questions - if they answer the first option instead of the second, they are NOT custom builders.
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