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I fully use both paper and paperless methods for billing and records. If my computer broke down, I wouldn't want to be left without a means to receive bills and notices. And I feel much less likely to lose my records of important things, by having both.
I do the same thing. I receive my bills in the mail and pay them online. A few times that I signed up for paperless, I didn't get my bill, accidently paid late, and whatever company tried to charge me late fees. They waived the fees when I explained the situation to them.
I have also noticed the bills are itemized better on paper, especially cell phone bills. You won't believe the hidden charges cell phone companies tack onto your bill, and it's difficult for them to do that when it's right on paper for you to see. And for those of you who are business owners, the IRS requires paper copies of these bills for tax deduction purposes, so that's another reason I get my cell bill on paper. Online, it can be difficult to find an itemized bill, and I think companies do that deliberately.
It is not possible to go completely paperless, what I do is separate every bit of paper from what goes in the garbage or recycling bin and leave it in the paper recycling container at the school down the street, this includes labels on cans, gray cardboard (cracker cartons, etc.) junk mail, newspapers, store receipts, packaging, paper towel cores, phone books, it all adds up to hundreds of pounds a year.
Not everyone who is paperless is doing it with the false hope of saving the environment. Personally I went paperless because I like getting my bills in email rather than regular mail. I travel so much, it's just better for me.
Keep in mind that your email is easily hacked, much more so than paper mail.
I'm going the other way------paperless back to paper.
I used to get my pay checks direct deposited, now my SS check arives by mail ( my choice ) and I pay for things I buy with cash ( gas,groceries etc)
I got a debit card once-------used it once-----and cut it up cuz I didn't need it.
My way isn't for most people, but I enjoy paying cash as I believe you are more carefull in your spending when you actually are dishing out "greenbacks"
Paper as much as possible.
Much of the paperless stuff shifts the work to ME from the bank and business. Sorry, but since I am NOT getting paid for doing the work of banks I will stick to paper.
Life is also much simpler. Pay the bills twice a month on the 1st and 15th.
At grocery stores I also expect a checker to ring up my purchases. Again, pay me if you expect me to do your work.
Solely paperless. Even my students are required to turn things in electronically, and get them back graded that way too. It cuts down on cheating as well.
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