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Old 07-07-2014, 08:58 AM
Location: Upstate
48 posts, read 126,507 times
Reputation: 38


Hello all,

So my wife and I moved to this area about three years ago from NJ. We love it down here, bought a house and made some great friends. All that is missing is that we want to expand our family. We've been told that we cannot have children the good old fashioned way and that IVF is our only solution. Unfortunately, not many employers offer health benefits in this area that include fertility coverage. South Carolina is not one of the states required to cover it:

Mandated Coverage of Infertility Treatment | The Henry J. Kaiser Family Foundation

Can any of you tell me if your current employers cover fertility services (IVF, ART, ICSI) as part of your benefits package?

I know GHS offers it as part of their benefits package, but I've trying to get a job with them for quite sometime. I work in IT and now they've moved to outside contractors for their IT work. Contractors do not get the same benefits as perm employees.

I've heard that Walgreens and CVS may offer it since they are headquartered in states that are mandated to provide coverage. Can anyone confirm this?

Any help would be greatly appreciated.

PS. We've always been interested in adopting, even before we met each other. The paperwork is already in and we started the process to adopt in SC. We've been warned that it could take 2-3 years. With or without IVF, we still plan to adopt.
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Old 07-07-2014, 11:10 AM
590 posts, read 693,933 times
Reputation: 350
Are you willing to travel? Depending on what type of background you have in IT, you might want to consider jumping IT consulting world. Most of the bigger companies (The big 4, Oracle, SAP, IBM etc) still hire W2 employees with full benefits. Most will let their consultants live anywhere in the US with 100% travel as condition of employment. Typical work week is 4 nights on the road and home on the weekends. Its certainly not for everyone and can turn into a grind after a while, but the pay and the benefits are pretty solid. Many also offer adoption benefits which will reimburse some portion of the adoption expenses.
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Old 07-07-2014, 01:28 PM
Location: Upstate
48 posts, read 126,507 times
Reputation: 38
Thanks for responding vtmike! Yes, I am willing to travel. I am currently an IT Manager and travel frequently in the country and a few times of the year internationally. Although I do work with SAP, I have much to learn before I can be a consultant.

I was offered a job in NJ last week with AMAZING benefits. But I would have to take a pretty big pay cut. It's a difference of 7k, but when you figure cost of living, I'd be losing $34k.

Relocating would be a nightmare. I cannot sell my home in its current state, I have MANY repairs to do. Renting in NJ is very expensive. A 3bd rm 1,000 sqft apartment would run me around $1800 a month.

I was hoping to get a part-time at a place like CVS if they covered what we need.

Things are still up in the air.
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