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Old 03-04-2013, 09:35 AM
Location: Tyler, TX
15,194 posts, read 17,686,126 times
Reputation: 7980


I'm as pro-gun as anyone. I also have both business and personal accounts with U.S. Bank.

The way I read it is the way Happy in Wyoming described it. It's CYA verbiage.

For instance, let's say they open an account for a high school kid. Then that kid tries to use his card to buy a gun. Granted, it should never get to the point where his payment is being processed, but for whatever reason, it does. U.S. Bank has just participated in an illegal transaction.

If their policy specifically states that transactions for firearms may be prohibited, then they're leaving it open to interpretation on a case by case basis. Clearly, in this scenario, it would be prohibited, and they've covered their arse. Another example would be if a dealer in California inadvertently sold a post-ban Glock 17 with a standard magazine (17 rounds). That sale would be illegal, because California is freaking crazy with their gun laws. But USB has covered their arse, by allowing themselves to state that the transaction is specifically against their policy.

In other situations - such as when I've actually used my USB card to buy both guns and ammo - it's not.

This is much ado about nothing, if you read the policy and don't make assumptions. I could leave USB within a week if I wanted to, and I would, if I thought that they were actively working against gun rights, like BofA does. I don't see it that way, though.
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Old 03-04-2013, 11:20 AM
25,631 posts, read 29,109,412 times
Reputation: 23049
It's verbage related to their pay service that they offer. They can put any kind of restrictions on it that they choose as long those restriction dont violate banking regulations.

Very different than processing a check, debit or credit card payment.
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Old 03-04-2013, 11:28 AM
7,282 posts, read 8,382,550 times
Reputation: 11407
Did anyone bother to read the link or for what those terms of service apply to?


Please, this is just over reaction and trying to find any reason to call something anti-gun. US Bank is not trying to prevent anyone from buying anything.

This kind of rumor mongering hurts gun owners and is counter productive.

Mobile banking is far more vulnerable to identify theft, hacking and other means of fraud than writing a check or using a credit card.

The thread was misleading in its purpose but it sure got some to jump right on and run up the anti-anti-gun crowd.

Walk into a US Bank branch and they will send money for you to a licensed firearms dealer.

There is genuine concern, then trolling and BS. This is the latter.
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