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05-19-2009, 06:24 PM
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Not a member
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Join Date: Sep 2008
Location: Virginia
931 posts, read 780,350 times
Reputation: 292
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Quote:
Originally Posted by jhrichmond
We were very happy with Bay Mortgage in Virginia Beach.
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Way to plug a friend's company, Mr. Real Estate.  I'm sure most people would probably like to do business with a more reputable company. |
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05-19-2009, 07:17 PM
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Real Estate Agent
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Join Date: Jun 2007
Location: Richmond/ Virginia Beach
376 posts, read 389,911 times
Reputation: 89
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Actually, I practice in Richmond. We used Bay Mortgage when we bought our beach place.
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05-21-2009, 03:24 AM
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Real Estate Agent
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Join Date: Apr 2008
Location: Chesapeake, VA
45 posts, read 46,303 times
Reputation: 13
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Strongly recommend you to check the following lenders: Metlife, POC: Jack Womble/757-465-2238, Tidewater Mortgage Services, Inc, POC: Peter Yuen/757-594-6165, and CMSMrtgage Solutions, Inc., POC: Armona Evans/757-223-7112. These are local lenders in Hampton area.
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06-09-2009, 08:55 AM
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Junior Member
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Join Date: Nov 2008
7 posts, read 4,491 times
Reputation: 10
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Did anyone work with Atlantic Bay Mortgage?
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06-09-2009, 09:07 AM
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Real Estate Agent
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Join Date: Oct 2006
Location: Williamsburg
658 posts, read 729,368 times
Reputation: 138
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I just completed a buyer transaction with Jim Baldasare of Atlantic Bay. Excellent service, Highly recommend. You might need to negotiate on rates/ cost though. Jim Baldasare, Mortgage Banker | Atlantic Bay Mortgage Group |
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06-15-2009, 07:18 AM
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Senior Member
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Join Date: May 2007
Location: Virginia Beach
148 posts, read 198,898 times
Reputation: 27
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Quote:
Originally Posted by Erma
Virginia Home Mortgage is good as well. They are a subsidiary of National City Mortgage.
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Susan Cerino-Wright at National City is awesome. She did our original mortgage AND our current refinance.
Mortgage people are VERY BUSY b/c of the rate drops, so definitely shop around. |
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06-15-2009, 08:59 AM
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Senior Member
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Join Date: Sep 2008
475 posts, read 270,845 times
Reputation: 58
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Busy trying to save all the suckers who overpaid for their boxes, dreaming of high appreciation :-)
My goal is to know as much or more about the mortgage industry before I talk to a mortgage person. Know how they earn their commissions, know that they earn more money if they sell you a loan that is below what you really qualify for.
Kind of like how I've learned quite a bit from the housing bubble blogs and I can see right through what Realtors say.
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06-18-2009, 01:24 PM
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Junior Member
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Join Date: Jun 2009
Reputation: 10
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Use a local company! Do not use Lending Tree. Sounds good but all they are is a lead generating machine and you will have 15 people -not 2-3 call you. You info gets sold multiple time and will be rehashed over the next year. I fell for that and it got to the point we just started keeping a list of the number of people calling. Every lender that call thought they were 1 of only 2,3,or 4 that should have gotten my info. I used Allied Home Mortgage Capital Corporation and they did a great job. Beat the pants off my credit union and Atlantic Bay. The one i used is in Williamsburg but they have offices in Va Beach i think also....good luck...
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06-19-2009, 09:17 AM
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Senior Member
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Join Date: Sep 2008
475 posts, read 270,845 times
Reputation: 58
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Local or remote, they both want to make as much money off you as possible. You either know enough to not get scammed or you don't. Do your research! Beat them at their own game.
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