Nanawale, Leilani Estates and Pahoa (Volcano: renting, insurance, mortgage)

[Mvn 2 Paradise]

Are these in the Lava 2 zone? Anyone get bank financing here and if so, how were your terms?

[cynmkolohe]

Nanawale and Pahoa are Lava Zone 2, Leilani is Lava Zone 1.

Google Earth has a great overlay that you can use to check on this.

Here is the link to the page that explains it: Using Google Earth to determine Lava Flow Hazard Zones for Hawai`i County

You have to have Google Earth on your computer, then you click on the link in the section below:

This Volcano Watch Article announces the release of the first Google Earth mapping file made available by HVO: one that displays Lava Flow Hazard Zones for the County of Hawai`i on the Google Earth base. If you can find your house or even your neighborhood on Google Earth, you’ll be able to use this overlay to see what Lava Flow Hazard Zone you are in. Install Google Earth if you haven’t already done so and click on http://hvo.wr.usgs.gov/hazards/lavaz...azardZones.kmz to view the Lava Flow Hazard Zones for Hawai`i County.

When the screen zooms in to the Big Island, you can point to the dots for a few subdivisions to get oriented, then use the tool bar in the top corner to zoom in on the area you are interested in...it can get down to street names.

Disclaimer: This is intended for general use and you should still thoroughly research any property you wish to buy with the appropriate agencies!

DM me if you would like the names and numbers of a few lenders who could answer some of your questions regarding financing and lava zones...

[Mvn 2 Paradise]

Cynmkolohe, I definately plan to get a hold of you as we get closure to actually purchasing and such. Thanks!

[cynmkolohe]

Originally Posted by Mvn 2 Paradise

Cynmkolohe, I definately plan to get a hold of you as we get closure to actually purchasing and such. Thanks!

My pleasure...and congrats on booking your trip!

[Jimbo's]

We might run into each other, we are going back March 28th and will be looking to buy something too from cynmkolohe.

I wish I could come sooner but stuck with business here.

[Mvn 2 Paradise]

Crud, we are leaving the 27th!

[Jimbo's]

Well I guess I will pick up were you left off.

Have a great trip

[offgrid]

Originally Posted by Mvn 2 Paradise

Are these in the Lava 2 zone? Anyone get bank financing here and if so, how were your terms?

Look around half these cheap lots seem to be owned by the brokers speculating. Hoping for some trusting Continentals to sell to imho.

[agoodgrrrl]

leailani is lava zone one- insurance is currently running about $2000.00 per year via lloyds of london depending on the cost of your home. wells fargo mortgage will finance at extremely reasonable rates

[hotzcatz]

Parts of Nanawale are lava zone 1, I think, depending on which part but perhaps I was thinking of distance to the fire station instead? The distance to a fire station will affect the price or availability of your insurance.

Nanawale has CCR's as does Leilani.

If you were planning on moving to Hawaii, I'd suggest renting and living in the areas you are interested in for at least several months before buying. Living for several months would give you lots of time to look around for the spot you'd like the best. Our areas are very different from each other and even from one side of a sub division to the other, things (even the weather) can change. If you have to find employment, the distance to that would also make a difference.