hurricane insurance (Honolulu: mortgage, how much, home)

[konajamona]

Recently required to carry hurr ins on my mortgage? Need info on good ins co and rates they are charging. Would also like to know if any other wells fargo cust are now being forced to update their policies.

[surfbear]

I am also interested in hurricane insurance carriers. Please let me know what you find out.

[Jonah K]

Originally Posted by konajamona

Recently required to carry hurr ins on my mortgage? Need info on good ins co and rates they are charging. Would also like to know if any other wells fargo cust are now being forced to update their policies.

Zephyr Insurance Company (808-440-5400) is pretty good. It only costs me about $250 per year for hurricane insurance. Considering that hurricanes rarely hit the Big Island (thanks to Mauna Loa and Mauna Kea) it's kind of a waste; however, earthquake insurance would be nice to have here.

[Hilostar]

I must disagree about Zephyr. They have raised the rate on my single wall construction home to the point can no longer afford my monthly mortgage plus escrow payment and I will probably lose my home.

[kkkkk]

How much is hurricane insurance a year if you live in Honolulu, Oahu?