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Old 10-12-2012, 06:06 PM
 
358 posts, read 270,849 times
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Default Can u keep the medicare supplement you have in another state when you move to a new state?

If you have a medicare supplement insurance in one state, can you keep it when you move to another state even if they carry the same insurance there? Reason being it would be cheaper to keep it in the other state.
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Old 10-14-2012, 06:11 PM
Status: "I ain't got no status." (set 1 day ago)
 
Location: East valley
2,906 posts, read 3,153,160 times
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Probably not. Medicare and all its plans have rates very dependent on your zip code. You would need to ask the insurance co this question and be prepared for a "NO " answer.
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Old 10-17-2012, 09:18 AM
 
Location: Illinois
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Most all physicians take a lettered Medicare Supplement plan....however, you could lose your Medicare Advantage plan if you move to a county wherein it is not offered. It is an important consideration when moving.
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Old 10-18-2012, 04:07 AM
 
Location: NY & Fl
10,860 posts, read 7,317,034 times
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Quote:
Originally Posted by LynnKK View Post
Most all physicians take a lettered Medicare Supplement plan....however, you could lose your Medicare Advantage plan if you move to a county wherein it is not offered. It is an important consideration when moving.
That's not the point,Lynn.
You need to enroll in a plan according to the state you reside in.
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Old 10-18-2012, 02:27 PM
 
358 posts, read 270,849 times
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Quote:
Originally Posted by old_cold View Post
That's not the point,Lynn.
You need to enroll in a plan according to the state you reside in.
What if you reside in two states? Would you probably have to enroll in the state you have your drivers license in?
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Old 10-19-2012, 02:57 AM
 
Location: NY & Fl
10,860 posts, read 7,317,034 times
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Quote:
Originally Posted by lovfl View Post
What if you reside in two states? Would you probably have to enroll in the state you have your drivers license in?
Only one of those states is your official residence.
Where you are registered vote is one establishment . If you declare something like a homestead property tax exemption, that is another.Generally, speaking, your drivers license is also.
We own homes in two states but only one is our home state.
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Old 07-11-2013, 02:20 PM
 
Location: SW Florida
2,598 posts, read 894,060 times
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Quote:
Originally Posted by PhxBarb View Post
Probably not. Medicare and all its plans have rates very dependent on your zip code. You would need to ask the insurance co this question and be prepared for a "NO " answer.
I'm responding a few months late to these posts, but wanted to share my experiences ( or my mother's, really) regarding the portability of Medicare supplements. It really depends on the insurance company that provides the supplement as to whether or not one could take it with him/her in a move out of state. My mother (age 86) has a supplemental policy with Mutual of Omaha which covers her medical expenses not covered by Medicare (except for the medication). She has had this supplement for years,and moved with it from Pennsylvania to Florida in 2011, and was able to keep the same supplement when she moved. She checked with them to make sure she could do so, and that's always a good idea.

My husband and I have Medicare with a federal employee's Blue Cross/Blue Shield co-insurance, and would also be able to use that in another state, as this policy covers federal employees (or retired employees) in any state. I'd still check just to be sure, though. On the other hand, if our Medicare were supplemented with a State Blue Cross/Blue Shield or another state plan, the supplement would probably not cover medical costs in another state. I don't think any of the local Medicare Advantage Plans( HMOs and PPO's) would cover costs elsewhere either.
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Old 07-12-2013, 11:37 AM
Status: "I ain't got no status." (set 1 day ago)
 
Location: East valley
2,906 posts, read 3,153,160 times
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Travellassie: Thanks for that info. I guess it would be helpful to find a list of supplemental insurance co that let you take it with you when you move. I have an advantage plan now but probably will change back. And probably will need to move also.
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Old 07-13-2013, 07:30 PM
 
Location: SW Florida
2,598 posts, read 894,060 times
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Quote:
Originally Posted by PhxBarb View Post
Travellassie: Thanks for that info. I guess it would be helpful to find a list of supplemental insurance co that let you take it with you when you move. I have an advantage plan now but probably will change back. And probably will need to move also.
I think generally speaking, if you have a supplemental plan that's offered all over the country (like my mother's Mutual of Omaha policy), that plan will likely be portable so you can take it with you even out of state when you move. A local or state-wide plan would not be portable, most likely but you can always check with the plans' administration to see what their policies are.

I know Medicare Advantage Plans are available county by county, and generally more plans are available in more populated areas, but you can't take them with you when you move. When I was looking for possible Medicare Plans in our county in southwest Florida, I found what was available by googling "Medicare Advantage Plans in XXXX county",and they all showed up on that search.

Good luck with your search, and your move!
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Old 07-17-2013, 06:22 AM
 
408 posts, read 399,086 times
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There are some insurance companies that will let you keep your Medicare Supplement plan if you move out of state. BCBSNC is one of them.
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