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Old 08-19-2015, 11:30 AM
 
Location: Tennessee/Michigan
27,996 posts, read 46,373,100 times
Reputation: 19403

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About 367,000 Texans will lose their individual health insurance policies next year when BlueCross BlueShield of Texas stops offering its Blue Choice PPO (preferred provider organization) plans.

BlueCross BlueShield of Texas to drop individual PPO plans in 2016 | | Dallas Morning News
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Old 08-19-2015, 09:48 PM
 
1,347 posts, read 1,325,395 times
Reputation: 1878
"If you like your insurance, you can keep it...."
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Old 08-20-2015, 06:29 AM
 
3,614 posts, read 2,695,818 times
Reputation: 4985
Insurance companies dropped plans every year, well before the ACA was even a thought in anyone's head....
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Old 08-20-2015, 12:28 PM
 
5,160 posts, read 6,613,227 times
Reputation: 3520
Insurance companies under estimated costs to provide care to those who were previously uninsured. Once insured, these folks ran to get care helped out by generous subsidies by the tax payers. Eliminating PPOs and putting the folks into narrow networks will help lower costs for the insurance companies. Remember the guaranteed reinsurance paid by the govt to the insurance companies is running out so these plans will have to stand on their own now financially speaking.

So now we will have the continued inequity of healthcare: crappier high deductible narrow network individual plans versus better coverage group plans (that individuals can't even get as they are prevented from getting insurance via the SHOP networks) Can't wait to the cadillac tax comes into play and the 1 percenters of health insurance get to pay their fair share.
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Old 08-20-2015, 03:35 PM
 
Location: TOVCCA
8,273 posts, read 10,521,331 times
Reputation: 11853
Hard to feel sorry for Texas voters who elected a government that decided not to expand Medicaid. Lots of unreimbursed costs for healthcare there. Now Texas has 20% uninsured, the ONLY state still that high:

More than 20% in Texas still lack health coverage - Houston Chronicle
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Old 08-20-2015, 06:21 PM
 
48,519 posts, read 81,048,183 times
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Don't come crying in 2017 if your state did and we will not ask for your pity; ok.
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Old 08-20-2015, 07:32 PM
 
1,347 posts, read 1,325,395 times
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Quote:
Originally Posted by texdav View Post
Don't come crying in 2017 if your state did and we will not ask for your pity; ok.
I was thinking the same thing. Everyone else will pay for it regardless. Short-sighted to think otherwise. Amazingly, there are still suckers out there.
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Old 08-20-2015, 09:51 PM
 
9,454 posts, read 15,025,607 times
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Quote:
Originally Posted by toofache32 View Post
"If you like your insurance, you can keep it...."

But nothing said they have to keep you
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Old 09-04-2015, 06:01 PM
 
5,160 posts, read 6,613,227 times
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Highmark will shift to narrow-network plans amid losses in exchange business - FierceHealthPayer

More stories of the switch out of PPOs to narrow network HMOs on individual exchange type plans due to losses.
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Old 09-04-2015, 09:01 PM
 
Location: Canada
5,798 posts, read 2,154,918 times
Reputation: 5193
Quote:
Originally Posted by toofache32 View Post
"If you like your insurance, you can keep it...."
Except the Insurance you had had totally Insurance company's directly in your pocket since it covered little or nothing..prior to ACA..Course no RW will ver acknowledge that ever!! Insurance company's have been subsidizing their higher rick ..Higher payer policies by these donations from pokily hoders who had actually NO coverages until after 10,000.00 costs/co-pays etc..LOL..Yep that is great coverage when you pay premiums...SMH!!

Quote:
Originally Posted by John1960 View Post
About 367,000 Texans will lose their individual health insurance policies next year when BlueCross BlueShield of Texas stops offering its Blue Choice PPO (preferred provider organization) plans.

BlueCross BlueShield of Texas to drop individual PPO plans in 2016 | | Dallas Morning News
LOL..It's because ACA actually covers those costs and don't require civilians to buy that out of pocket coverages with all their deductibles and co-pays..So don't blame ACA..Blame the source.."INSURANCE COMPANY's" and STATES who wish to deny ability for their citizen's to access such a deal!! It's not Obama's fault..It's the State's decision to DENY that accesses!!!

Quote:
Originally Posted by Qwerty View Post
Insurance companies dropped plans every year, well before the ACA was even a thought in anyone's head....
YEP...but BO is the go to blame target..Nothing will change political rhetorics and uninformed folks...SMH

Quote:
Originally Posted by NSHL10 View Post
Insurance companies under estimated costs to provide care to those who were previously uninsured. Once insured, these folks ran to get care helped out by generous subsidies by the tax payers. Eliminating PPOs and putting the folks into narrow networks will help lower costs for the insurance companies. Remember the guaranteed insurance paid by the govt to the insurance companies is running out so these plans will have to stand on their own now financially speaking.

So now we will have the continued inequity of healthcare: crappier high deductible narrow network individual plans versus better coverage group plans (that individuals can't even get as they are prevented from getting insurance via the SHOP networks) Can't wait to the cadillac tax comes into play and the 1 percenters of health insurance get to pay their fair share.
Higher deductible's are ON Insurance Companies..NOT ACA..Prior to this law..folks bought many Insurances that turned out to be bogus and no way any claims were applicable....It all comes down to trust and Ignorance when folks pay premiums yet when accessed those policies were worthless! Wasted $$ into pockets of corporations..Good money after bad IMO..and it happened even amongst well educated folks..Assuming actually makes an ASS out of U and ME is what got exposed post passing of this law..Thos Political high paid pundits attempted to suggest another story line!! Which was totally Wrong!! Please..don't look at $$ premium..LOOK at the coverage..Just because you do not need specific coverage today..You may well need it tomorrow or next week or month or year...Pleeze hold whomever covers your HC Insurance is held accountable.read the fine print..Yikes...It's something everybody who ays such costs ( premiums) should learn about!! SMH

Quote:
Originally Posted by nightlysparrow View Post
Hard to feel sorry for Texas voters who elected a government that decided not to expand Medicaid. Lots of unreimbursed costs for healthcare there. Now Texas has 20% uninsured, the ONLY state still that high:

More than 20% in Texas still lack health coverage - Houston Chronicle
A so agree..BUT fervent Republicans will never ever accept that their STATE would do that..But a simple google search would bow that out of the waters..I Call it simply BLAH BLAH..Don't tell me nutting attitude mentality!! Kinda makes me smile on one side..but cry on the other side because only the vulnerable get LOST in tis whole Political Rhetoric!!

Quote:
Originally Posted by toofache32 View Post
I was thinking the same thing. Everyone else will pay for it regardless. Short-sighted to think otherwise. Amazingly, there are still suckers out there.
Yepp..Taxpayers will always end up paying those bills as long as Insurance Company's get their way of denials of responsibility..It's already be outed..Insurance Company's already have to RETURN funds to policy holders who do not use certain claims..which hit's their bottom lines..BUT nobody seems to even acknowledge or realize the truth of that fact..Prior..Insurance Company's profited and everybody thought Good..In the meantime...they denied a lot of things that TAXPAYER"S paid for and only Insurance Company's PROFITED!!
http://www.bankrate.com/finance/insu...e-rebates.aspx
http://www.huffingtonpost.com/2014/0...n_5614570.html
http://www.pressreader.com/usa/los-a...00744/TextView

If anone with an ounce of actual loof=king into the cost analysis they would realize..Even those greed Insurance Companies now HAVE to return funds for those OVERCHARGED..to the tune of millions if Not billions of Dollars given the number of HC Industries!! So Hey..Prior Citizen's got no refund..nor di they ever have any voice..But those who the system..WHY NOT Universal??

Ohhhhh Dear..that's a problem for lobbyists..yet Trumpster actually believes in it..YOU know the Socialism point f View!! LOL

Last edited by Lyndarn; 09-04-2015 at 09:27 PM..
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