Blue Cross/Blue Shield Fed. PPO - Moving (plan, Maine, Maryland)

[Jellybean50]

Has anyone with Blue Cross/Blue Shield moved from NJ to another state? Or just moved from state to state? Wondered if you had problems or any suggestions?

Thank You.

[TwinbrookNine]

I went with BC/BS multi-state PPO. It costed lots, but I'm on the other side of the country and nothing is different.

[Ariadne22]

Originally Posted by Jellybean50

Has anyone with Blue Cross/Blue Shield moved from NJ to another state? Or just moved from state to state? Wondered if you had problems or any suggestions?

In most cases, a move to another state requires a new plan.

If you are moving from NJ to PA or NY or another nearby state and plan to continue with your current providers, as suggested above, BCBS may require that you switch to a multi-state plan.

If you are moving far from NJ and will not be continuing with the same providers, you need an entirely new plan for your current state of residence. This, of course, means a whole new set of in-network providers.

You need to call BCBS.

[Jellybean50]

Thank you.

[Iggier]

Your post had "Fed" in the title. Are you a current or retired federal employee? If so, and you're on the BCBS PPO Nationwide plan, you do not need to change policies if you move.

[Jellybean50]

Originally Posted by Iggier

Your post had "Fed" in the title. Are you a current or retired federal employee? If so, and you're on the BCBS PPO Nationwide plan, you do not need to change policies if you move.

I'm a retired federal (USPS) employee.

[sweetana3]

I have BCBS Standard. Is that what you are talking about? If it is, it is a national plan with no geographic restrictions. It also covers overseas.

I agree with another poster to call the phone number on your card. They have employees dedicated to the Federal program to give advice.

[GreenGene]

Originally Posted by Jellybean50

I'm a retired federal (USPS) employee.

I'm a retired fed as well. And I've had the same BCBS policy (Standard) for 42 years ... 34 as an employee and 8 as a retiree. I lived in DC, Maryland, and Virginia as an employee; Virginia and now Maine as a retiree. All I needed to do was give BCBS my new address whenever I moved.