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Old 01-05-2017, 09:42 PM
 
Location: Dover, DE
2,123 posts, read 4,190,846 times
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A couple people here have stated that you can change Medigap plans within AARP/UHC without medical underwriting. Does anyone know if there is a place on one of their websites that specifically states this? I have been through both, and googled every combo that I can think of, and can't find anything specific that states you can change without MU as long as you stay with them. Does say you can change if your plan is discontinued and there is no replacement, but nothing about just changing.

We are pretty sure that we are going to use them, but it would go a long way to ease our minds if we knew we could change from F to G if they ever decide to start one to get a slightly cheaper cost. We are in Delaware if that matters. Thanks!
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Old 01-06-2017, 08:05 AM
 
439 posts, read 592,778 times
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If you have a Medigap plan design that was discontinued on 6/1/2010 (E,H,I,J), you cannot change to another plan design within UHC/AARP without underwriting unless you meet the GI requirements. If you have one of the current plan designs, referred to as 6/1/2010 plans, then you can usually change within UHC/AARP without underwriting.

Link to 6/1/2010 Plan designs: https://www.aarpsupplementalhealth.c...0117%20STD.pdf

Quote:
Plan Change Situations

The following charts outline the rating and underwriting requirements for insured members who want to change from one AARP Medicare Supplement Plan to another AARP Medicare Supplement Plan.

Insured Members Age 65 and Older
Current AARP Medicare Supplement Plan Effective Date: 6/1/2010 or later
Underwriting Requirements: None (note 2)
Note 2: Insured members do not need to answer health questions in Sections 5 or 6 on the enrollment application.

Note: UnitedHealthcare reserves the right to deny a plan change request. If insured members are denied a plan change request, they can remain with their current plan, with no effect to their current rates.

Delaware Reference (document page 20): http://www.smsteam.net/wp-content/up...andbook_DE.pdf

Last edited by SCGamecock; 01-06-2017 at 09:30 AM..
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Old 01-07-2017, 01:52 PM
 
Location: Dover, DE
2,123 posts, read 4,190,846 times
Reputation: 3361
Thanks SCGC!! This is exactly what I was looking for. Apparently they want you to speak with an agent to get all the needed information. Unfortunately I can't find any here that people seem to be happy with.
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