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Did you get a letter from your parent's insurance company telling you when is the last day you are covered under that insurance. Mine did and she got one extra month. You need that letter to get new insurance under ACA. They gave my daughter a hard time until she got proof that her coverage was ended.
My mom didn't say if she got a letter, so maybe I can ask to see if thats a thing with her insurance - as in if she supposed to get a letter officially saying I am off her insurance, or how long I will be covered until, something like that.
How does an individual person qualify for a group plan?
I took it as meaning being with your family aka parents would probably be group plan VS the day that I come off and I would have an individual plan (since Im not married, have children, etc so it just me). Thats how it MIGHT be less however less that may be.
OP, if you can't get a plan through your work, go to an independent insurance broker and chat with that person. Before all this crapo started, I was able to get insurance for $80/month just for myself. I'm a non-smoker, not obese, no pre-existing conditions. It's probably much higher than that now, but that independent guy could look at many programs and find something that worked with my budget.
Location: Was Midvalley Oregon; Now Eastside Seattle area
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We have an Only. This was 10 years ago. YMMV .
I was surprised to discover that in total, we and the Only could have had cheaper HI had he purchased himself and we dropped to couple coverage rather than being on the family coverage.
go to an independent insurance broker and chat with that person. Before all this crapo started, I was able to get insurance for $80/month just for myself.... It's probably much higher than that now...
$80 premium for a single person in their 20s....haven't seen that price since about 2004.
Yeah, it's probably closer to $180 or something these days, but that beats the $950/mo my diabetic neighbor is being charged, which he can't afford.
Being diabetic doesn't raise the premium now. Everyone his age in your area is being charged $950, even the healthy ones. Smoking is the only thing that ups the premium.
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