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Another thing I like about AARP/UHC is that they let you change plans with them any time without underwriting.
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Originally Posted by Ariadne22
For AARP UHC, the no underwriting applies if you are lowering your coverage - i.e., you went from a Plan F to G....
Update: UHC/AARP is revising their internal policy of allowing existing members to downgrade from Medigap plan F to G without underwriting. It looks like courtesy downgrades to Plan N will still be allowed.
Quote:
Starting October 1, 2018, members currently enrolled in an AARP® Medicare Supplement Insurance Plan, including Medicare Select Plans, insured by UnitedHealthcare® Insurance Company, residing in all states and territories EXCEPT CA, CT, FL, GU, MA, ME, MN, MP, NY, OR, VI, VT, WA, and WI who wish to change to Plan G will now need to complete a new application and answer all medical underwriting questions to determine a premium rate. This new underwriting policy is in response to UnitedHealthcare’s efforts to maintain stable Plan G premium rates and product competiveness.
Update: UHC/AARP is revising their internal policy of allowing existing members to downgrade from Medigap plan F to G without underwriting. It looks like courtesy downgrades to Plan N will still be allowed.
This probably deserves it's own thread! Thank goodness we did this months ago.