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Old 11-27-2017, 11:17 AM
 
Location: Northern California
436 posts, read 171,106 times
Reputation: 551

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For those to which this applies...

If you are comfortable, adding your plan, age & state would be helpful

Thank you
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Old 11-27-2017, 01:03 PM
 
Location: Alexandria, VA
10,730 posts, read 19,087,821 times
Reputation: 14717
Why are you asking?
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Old 11-27-2017, 01:06 PM
 
Location: Wisconsin
20,833 posts, read 41,536,073 times
Reputation: 14055
What is the purpose of your question? Are you asking for yourself? Pricing has many variables.

For the answers to have any value, you need to know:
  1. Age
  2. Sex
  3. State
  4. Type of Medigap - F, G. N (or J, L, M), or high-deductible F
  5. Insurer
  6. Pricing: Community, issue-age, or attained age pricing
  7. If bought outside a guaranteed issue period, does price reflect issues identified in medical underwriting
  8. How long have you had the policy with that insurer - in other words is the risk pool closed and are those in it getting older and sicker
  9. Is price discounted b/c more than one in household is insured
  10. What other perks are included - like gym membership, free diagnostic tests and to what $$ limit (included w/some hd-F's)
High-deductible F's at age 65 can range from $32/mo. to $90/mo. depending on state. Regular Medigap F's can range from $110/mo. on up to well over $400/mo. depending on age and carrier. Cost-sharing Medigaps can be lower. Generally, prices in the south and southwest are lower than northern states.

Etc., etc., etc.
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Old 11-27-2017, 01:18 PM
 
33,173 posts, read 39,157,360 times
Reputation: 28528
Quote:
Originally Posted by Ariadne22 View Post
What is the purpose of your question? Are you asking for yourself? Pricing has many variables.

For the answers to have any value, you need to know:
  1. Age
  2. Sex
  3. State
  4. Type of Medigap - F, G. N (or J, L, M), or high-deductible F
  5. Insurer
  6. Pricing: Community, issue-age, or attained age pricing
  7. If bought outside a guaranteed issue period, does price reflect issues identified in medical underwriting
  8. How long have you had the policy with that insurer - in other words is the risk pool closed and are those in it getting older and sicker
  9. Is price discounted b/c more than one in household is insured
  10. What other perks are included - like gym membership, free diagnostic tests and to what $$ limit (included w/some hd-F's)
High-deductible F's at age 65 can range from $32/mo. to $90/mo. depending on state. Regular Medigap F's can range from $110/mo. on up to well over $400/mo. depending on age and carrier. Cost-sharing Medigaps can be lower. Generally, prices in the south and southwest are lower than northern states.

Etc., etc., etc.
Living in Canada none of this applies to me as i get full coverage for merely being Canadian and being alive,everything is paid through taxes,although it isnt itemized on my pay stub a ball park guestimate of deductions for healthcare would probably be in the $200 a month range.
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Old 11-28-2017, 03:05 PM
 
Location: Northern panhandle WV
2,268 posts, read 1,755,191 times
Reputation: 4589
Our medigap policy is approximately 242. a month for the two of us. it is Plan G from AARP/UHC. I am 65 husband is 67 and we live in WV.
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Old 11-28-2017, 05:02 PM
 
Location: Northern California
436 posts, read 171,106 times
Reputation: 551
thanks everyone
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