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Old 02-26-2018, 03:08 PM
 
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MC just started for my husband. Surgery is next week with 1-2 days inpatient. What would be the most we are responsible for? He has Part A, B and AARP plan G supplement. I read there’s a $1400 approximate deductible. Someone else said no. So confused. Want to be prepared. Thank you
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Old 02-26-2018, 03:25 PM
 
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You can always call, but I believe Plan G will pay your Medicare A hospital deductible.
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Old 02-26-2018, 03:27 PM
 
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Thank you. I’ve been trying to read up on it through all the papers they sent. I did try calling only to be told the wait time was 80 minutes!
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Old 02-26-2018, 04:05 PM
 
Location: Wisconsin
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Where are you reading there is a $1,400 deductible? The purpose of a Medigap is to to pay for Medicare copays and deductibles.

If you have Original Medicare and a Medigap Plan G - the only amount you will be responsible for when you incur any MEDICARE APPROVED charges - be it doctor or hospital - will be the $183 Part deductible.

Without a Medigap, you would pay $183 Part B deductible, $1,340 Hospital Deductible, and 20% copays for any Part B charges.
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Old 02-26-2018, 06:21 PM
 
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I didn’t realize that the supplemental plan would pick up the hospital coinsurance. I thought it only was for Part B. Thank you for clarifying
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