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Old 10-14-2009, 02:39 PM
 
Location: Chicago, IL
9,000 posts, read 8,708,548 times
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My mom wasn't too upset because no coverage is changing. They still don't cover chiropractic care, which would work wonders.

In any case, she says her company has been eating health care costs for a while and their costs have gone up $1 billion in 2 years....according to them.

I can somewhat agree with the notion that if you make it more expensive, people will go to the doctor less. Take that as you will.

I think all plans should cover one to two visits to the doctor (a family doctor) every year with a small co-pay.

From what I've read GrannyNancy, the money with HSAs stays put every year and rolls over. With a flexible spending account however, it's a "use it or lose it" approach.
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Old 10-14-2009, 02:41 PM
 
Location: Chicago, IL
9,000 posts, read 8,708,548 times
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Quote:
Originally Posted by Briolat21 View Post
Same here - employer dropped HMO/PPO defined benefit plans. Employer is introducing HRA and HSA. Slight difference btw them, but the the 3000,6000 deductible amounts already referenced in this thread apply.

My costs (monthly) are going to stay the same. But the coverage is dropping big time, and my out of pocket (hello 3K deductible) is going to skyrocket before I get to "copay land".

Everyone is pretty ticked off about it, the HR meetings telling us why its awesome starts next week.
I can see it now, "This it putting YOU in control! Think of this as a positive change!"

What are the coverage changes? Just wondering.
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Old 10-14-2009, 04:36 PM
 
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I just think you are all lucky to have a job and to have an open enrollment.
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Old 10-14-2009, 05:06 PM
 
Location: somewhere
3,667 posts, read 5,161,255 times
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Quote:
Originally Posted by movin'on View Post
I just think you are all lucky to have a job and to have an open enrollment.

Very true, sometimes we forget that no matter how bad we think it is for us there is always someone else who has it much worse.
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Old 10-14-2009, 07:54 PM
 
Location: Chicago, IL
9,000 posts, read 8,708,548 times
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Quote:
Originally Posted by movin'on View Post
I just think you are all lucky to have a job and to have an open enrollment.
Of course.

As I was writing this, I couldn't help but think of those who don't have jobs and/or don't even have health insurance.

My thoughts are with everyone who is going through a tough time right now. Even my family isn't immune. We have cut back on a few things and are watching our money more closely than we used to.
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