U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Health and Wellness
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
Old 12-31-2011, 05:53 PM
Location: Georgia, USA
21,512 posts, read 26,128,168 times
Reputation: 26486


Originally Posted by Stylo View Post
My deductible was $2000 and I didn't come close to that.
Then you are wise to choose an HSA. You get the tax break, the lower premiums, and then next year you can make another contribution. The money continues to accumulate, and if you do have an illness with significant expenses at some point, you will be prepared.

Folks who routinely meet the higher deductible might do better with a conventional plan with a lower deductible and slightly higher monthly premium.

Figuring out what is best for an individual can be very difficult, even for someone who some knowledge of the pros and cons of the different types of plans.
Reply With Quote Quick reply to this message

Old 01-02-2012, 09:46 PM
Location: Cartersville, GA
1,253 posts, read 2,860,208 times
Reputation: 1080
Originally Posted by Stylo View Post
<snip> ...She seemed unsure, but said a basic visit would be a bit over $100. I confirmed with her it would be under $200, and she said that a basic visit would be, but couldn't give an exact number depending on additional tests and follow-ups... <snip>.
I think many specialists charge over $200 for an initial visit. The receptionist did give you a disclaimer about the cost of additional tests. In many cases, not even the physician can tell you which tests will be needed until after the initial consultation is complete.

I had a physical exam recently. I am an established patient with this physician. The process was rather comprehensive, and included an EKG, lab work, and chest x-ray. The total bill was over $600. My out of pocket cost was fortunately much, much lower, since I have insurance, and since my MD is in network with my insurer. It just goes to show that the additional tests add up quickly.
Reply With Quote Quick reply to this message
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Health and Wellness
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2018, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top