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Old 04-02-2012, 12:15 AM
 
Location: Mostly in my head
16,472 posts, read 31,224,125 times
Reputation: 12528

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Most PTs will not see you without a referral but call around, some might. Just b/c some chiros think they can cure anything with an adjustment, it can be dangerous to just pick one out of the phone book.
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Old 04-02-2012, 01:53 AM
 
4,298 posts, read 3,429,175 times
Reputation: 1547
Quote:
Originally Posted by justthe2ofus View Post
i simply cannot believe that you do not have a lawyer and that because of that, you may never be fully compensated for your medical bills. when you get into an accident, you need to go to a doctor: a chiro, an OMD or a neurologist. your pain needs to be documented for damages to be paid. and your therapy needs to be continual until it is resolved to a doctor's satisfaction or the the extent you body will recover.

whiplash can stay with you for a long, long time. getting hit from behind will often cause it and
what exactly you were doing at the time of impact greatly affects the way your neck is whipped...
depending on whether you were looking forward, left, right, etc. and that will determine almost
which muscles are affected.

the same is true from whiplash when you are broadsided.

good luck
I understand that. The thing is that I don't think he had insurance at all. He told me he did not have insurance papers with him and he also told me not to call the police. I had to get work on time also. I was probably looking a little bit to the right but I am seeing a Chiro as soon as get an appointment.
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Old 04-02-2012, 01:54 AM
 
4,298 posts, read 3,429,175 times
Reputation: 1547
Quote:
Originally Posted by SouthernBelleInUtah View Post
Most PTs will not see you without a referral but call around, some might. Just b/c some chiros think they can cure anything with an adjustment, it can be dangerous to just pick one out of the phone book.
I can get a referral from my PCP though. I have seen many specialists without a a referral.
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Old 04-02-2012, 06:51 AM
 
Location: St. Louis
7,685 posts, read 8,994,143 times
Reputation: 9338
Quote:
Originally Posted by Info Guy View Post
I understand that. The thing is that I don't think he had insurance at all. He told me he did not have insurance papers with him and he also told me not to call the police. I had to get work on time also. I was probably looking a little bit to the right but I am seeing a Chiro as soon as get an appointment.
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Old 04-02-2012, 09:19 AM
 
3,766 posts, read 4,294,994 times
Reputation: 3868
Oh my- his insurance should pay for it all. If he didn't have insurance, do you have an uninsured motorist clause on your car insurance? Do you have his license plate, name & phone number?
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Old 04-02-2012, 01:16 PM
 
4,298 posts, read 3,429,175 times
Reputation: 1547
Quote:
Originally Posted by bongo View Post
Oh my- his insurance should pay for it all. If he didn't have insurance, do you have an uninsured motorist clause on your car insurance? Do you have his license plate, name & phone number?
I don't have uninsured motorist coverage. I have his license plate, name, address, driver license # and phone number.
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Old 04-02-2012, 01:37 PM
 
Location: Arizona
1,035 posts, read 2,467,762 times
Reputation: 1285
Just a warning, on the paperwork you complete for your doctor, chiro, PT, whatever, they will ask you if your injury is a result of an auto accident. Your Aetna may refuse to pick up the bill. You should call Aetna first. Injuries related to auto accidents are generally covered by auto insurance, not medical insurance.

That being said, I choose to pay cash to see my chiropractor because it is just easier than waiting for insurance to decide whether or not they'll pay and how much. She charges $35 a visit and was recommended to me by family members. Do you have anyone that could recommend a good chiro in your area? Then I'd recommend asking them their cash price. It may be less than your co-pay or co-insurance payment if Aetna decides to pay.
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Old 04-02-2012, 01:39 PM
 
Location: Arizona
1,035 posts, read 2,467,762 times
Reputation: 1285
Quote:
Originally Posted by Info Guy View Post
I don't have uninsured motorist coverage. I have his license plate, name, address, driver license # and phone number.
Personally, I would contact a lawyer and would consider filing a lawsuit for payment toward any damage done to your car and any damage done to your body. Medical expenses as a result of a car accident can be expensive and long-term. It is not your fault the driver is irresponsible.
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Old 04-02-2012, 03:52 PM
 
Location: Santa Cruz, CA
2,192 posts, read 3,326,050 times
Reputation: 1950
Quote:
Originally Posted by redjan1225 View Post
Personally, I would contact a lawyer and would consider filing a lawsuit for payment toward any damage done to your car and any damage done to your body. Medical expenses as a result of a car accident can be expensive and long-term. It is not your fault the driver is irresponsible.
Agree.
Although given the fact that he didn't have any insurance papers on him and that he told you not to call the police (curious that you followed his orders) seems to suggest that he wasn't insured.
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Old 04-02-2012, 05:43 PM
 
4,298 posts, read 3,429,175 times
Reputation: 1547
Quote:
Originally Posted by redjan1225 View Post
Just a warning, on the paperwork you complete for your doctor, chiro, PT, whatever, they will ask you if your injury is a result of an auto accident. Your Aetna may refuse to pick up the bill. You should call Aetna first. Injuries related to auto accidents are generally covered by auto insurance, not medical insurance.

That being said, I choose to pay cash to see my chiropractor because it is just easier than waiting for insurance to decide whether or not they'll pay and how much. She charges $35 a visit and was recommended to me by family members. Do you have anyone that could recommend a good chiro in your area? Then I'd recommend asking them their cash price. It may be less than your co-pay or co-insurance payment if Aetna decides to pay.
This is what I am afraid of my health insurance company denies to pay. Will my own auto insurance pay for my medical bills?

I did some research and found good reviews with this doctor in my area so I have an appointment on Thursday. Co-pay is $25 for Specialist.

What if I need treatment then it could be more then $25.
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