Getting robbed on COBRA health insurance, seeking advice

[michelleleigh]

sandycat,
People can be so rude and insentive.I hope all is better for all of you now. Blessings michelle

[michelleleigh]

Anyone who has anything done evan if thay have insurance needs to ask for a break down of the bill. I did this once(no insurance st the time) because I thought the bill was very high, they had billed me for procedures I did not have, alo they trippled billed me on some things, it was crazy. If they say thay can<t do that go pay the 25 to 35 for your transcripst, its cheaper than paying 1000 or more for stufff you did not have done.

[gentlearts]

If you are young and healthy, you can get very cheap short term coverage to last until you have employer coverage again. Just go online and have your choice of any number of plans. If you are not young, or have any sort of health issue, you are basically screwed.

[bibit612]

You can get private insurance less than COBRA but be prepared for higher deductibles. Maternity should be covered as a pre-ex if you are able to provide proof of credible insurance coverage, that little sheet of paper from your prior insurance company that says you were covered. Make sure there are no lapses in coverage for 18 months prior to you getting private insurance. With the company we went with, any period less than 6 months without insurance, is not considered a lapse of coverage. If I had availed of COBRA, our family premiums would have been $1200, $90 for dental. Private insurance with a plan with United cost $600, albeit with much higher deductibles. I continued with COBRA on the dental as the lowest premium I could get was $110. Check ehealthinsurance.com for various rates.