How much do you pay for health insurance? (x-rays, surgery, specialist)

[foma]

Your university should offer you some sort of insurance, no?

[ayannaaaliyah]

we are covered under my husbands insurance and it's about $200 per month with a $1,500 deductible on hospitalization and then 70/30 after the deductible. There's a higher plan available which is double that with a $1k deductible and 80/20 afterwards. We can see any physician without a referral and the cost is $20. It includes vision and dental. I think it's a pretty good deal, thru AETNA. I'm thankful and satisfied.

[Jasmin71]

Hubby is coverd for most parts, has to pay 5.00 a week, however for me its 97.00 a Week. plus copays..up the ying yang.

[john85]

in australia, nearly everyone have medicare (which covers you for nearly everything).
however it doesnt cover you optical, dental and ambulance service.
i paid $300 a year for the things that are not covered by medicare...

must admit its a very good system,

fyi. i am shocked at how much americans have to pay for their health insurance

[thepinksquid]

I have Blue Shield of California PPO with a $5,000 deducible, but they cover 80% after that up to like $5 million--so we're good if anything catastrophic happens AND it covers maternity, if that was to happen (hard to find a reasonable plan that covers that). Plus we each get a free doctor's visit per year (and for me ob/gyn visit with pap). For my husband & I, our coverage is $128/month. Not too bad, IMHO.

[Laura707]

I pay $88 a month through my employer, they pay the rest for BCBS of Tennessee.

[myrc60]

Originally Posted by thepinksquid

I have Blue Shield of California PPO with a $5,000 deducible, but they cover 80% after that up to like $5 million--so we're good if anything catastrophic happens AND it covers maternity, if that was to happen (hard to find a reasonable plan that covers that). Plus we each get a free doctor's visit per year (and for me ob/gyn visit with pap). For my husband & I, our coverage is $128/month. Not too bad, IMHO.

Not bad at all but I'm wondering what your age group is. Insurance gets more expensive as you get older.

I would be paying $890 for myself (40-50) and 2 children (21 and 13) from BC/BS in South Carolina. I would have to meet $1,000 deductible before they cover at 80/20 to $2Mil. No employer contribution here since I am/was self-employed.

This info really means nothing without age groups, state of residence and employer contribution, if any.

[omigawd]

I pay $300/mo but that's just for me. If I opted for the family plan, it would have been $800/mo.

Absurd.

[Cfaz13]

My employer had a pretty decent PPO plan through BCBS up until now. Starting in 2010 that PPO plan now comes with a 250 dollar deductible per person, then 10 percent coinsurance and a copay as well. And to make matters worse, I am now paying an additional 17 percent out of my pay for alot less coverage. Hospitalization used to be covered 100 percent. Now it is only 90 percent and we have a family member with a chronic medical condition. that really hurts.

[Fat Freddy]

I am on Medicare.
I pay about $100 a month for Part B, and another $180 a month for AARP Supplemental.
So for about $280 a month I get full coverage with no deductions or co-pay, and get to chose my own doctors and specialists.
I have had some very expensive procedures such as a series of head to toe MRIs which were fully covered.
I have no drug coverage, but I get each of my prescriptions at WalMart or K-Mart for $10.00 for a three month supply.