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Old 03-23-2010, 05:04 AM
 
Location: San Antonio
1,840 posts, read 4,465,602 times
Reputation: 1567
Default How the new health care law is going to save me buckets of money

What is to stop me from saving money by paying the $700 fine each year, and then just waiting until I have a million dollar illness and signing up for health care at that point. They can't refuse me. I'll just wait to pay premiums until I am sick, and when I get better, I'll stop.

It's kinda like if my house burned down yesterday, and today I call for fire insurance and then they have to fix my house.

I won't pay them for years, and then they'll have to pay for all my medical treatment, and then I won't pay them again. This will be totally legal under the new laws. I'll just pay like a month or two of premiums and the insurance company can pay for my major surgeries and hospital stay, and I'll cancel again. This is genius! Free enterprise at it's greatest!

How will insurance companies stay in business?

Or is that the plan? They all go out of business and then we all have not choice but to actually all fall under government run health care?

And for those of you that think this will actually make it easier and cheaper for you to have health care, you realize that there is nothing that limits what the insurance companies can charge. They will just charge you more to make up for my lack of premiums and really expensive illness. They can charge you $5000 a month, and by law, you would be required to pay it.

What am I missing here? How is this a positive thing?
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Old 03-23-2010, 06:54 AM
 
Location: Visitation between Wal-Mart & Home Depot
8,310 posts, read 19,936,086 times
Reputation: 6605
Quote:
Originally Posted by dmarie123 View Post
What is to stop me from saving money by paying the $700 fine each year, and then just waiting until I have a million dollar illness and signing up for health care at that point. They can't refuse me. I'll just wait to pay premiums until I am sick, and when I get better, I'll stop.

It's kinda like if my house burned down yesterday, and today I call for fire insurance and then they have to fix my house.

I won't pay them for years, and then they'll have to pay for all my medical treatment, and then I won't pay them again. This will be totally legal under the new laws. I'll just pay like a month or two of premiums and the insurance company can pay for my major surgeries and hospital stay, and I'll cancel again. This is genius! Free enterprise at it's greatest!

How will insurance companies stay in business?

Or is that the plan? They all go out of business and then we all have not choice but to actually all fall under government run health care?

And for those of you that think this will actually make it easier and cheaper for you to have health care, you realize that there is nothing that limits what the insurance companies can charge. They will just charge you more to make up for my lack of premiums and really expensive illness. They can charge you $5000 a month, and by law, you would be required to pay it.

What am I missing here? How is this a positive thing?
That's actually a pretty good idea. I think I'm starting to like this bill.
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Old 03-23-2010, 05:16 PM
 
Location: San Antonio
1,840 posts, read 4,465,602 times
Reputation: 1567
Once the whole country catches on this really will save us all money!
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Old 03-23-2010, 06:23 PM
 
12,542 posts, read 11,243,419 times
Reputation: 2850
It will be mandatory to buy insurance
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Old 03-23-2010, 06:25 PM
 
Location: most beautiful place ever
1,831 posts, read 2,230,309 times
Reputation: 1383
Quote:
Originally Posted by Miborn View Post
It will be mandatory to buy insurance

or pay the fine. or do nothing....
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Old 03-23-2010, 06:40 PM
 
Location: San Antonio
1,840 posts, read 4,465,602 times
Reputation: 1567
Quote:
Originally Posted by Miborn View Post
It will be mandatory to buy insurance
You can choose not to pay insurance, and just pay a $695 fine every year. For many people, that will be cheaper. Especially after premiums go up so much to cover all the pre-existing conditions under the sun for people that haven't been paying into the system for years.
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Old 03-23-2010, 06:55 PM
 
2 posts, read 30,467 times
Reputation: 12
Actually, that is a very good idea.
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Old 03-23-2010, 08:23 PM
 
Location: Santa Cruz, CA
2,893 posts, read 7,575,494 times
Reputation: 1672
I cannot believe that the government is forcing people to buy health insurance.
It's cynical and diabolical ... unbelievable.
I don't plan on buying it and i won't pay the fines either and i hope, at some point, there is a massive revolt against this mandate.
And how will they enforce this law anyway?
And auto insurance is a different "animal" and it's a different scenario and also, i believe that it is the state (and not the federal government) that chooses whether or not to require auto insurance? I may be wrong on that but still .... it's different.
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Old 03-24-2010, 06:23 AM
 
Location: In the real world!
2,164 posts, read 5,097,278 times
Reputation: 2520
I don't see where people who can hardly pay their bills now or are laid off with no income could find the money to pay for this. There are so many people who have lost their jobs and more fixing to who will end up loosing everything as things are now... HOW are they going to pay for this? They can't afford the insurance and can't afford the fine either so what will happen to them? This is really going to cause a hardship on a lot of people.

Someone explain to me how someone who has hardly anything will afford this.
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Old 03-24-2010, 12:24 PM
 
Location: Mid-Atlantic east coast
3,761 posts, read 4,897,270 times
Reputation: 5531
My understanding is that those who cannot afford health insurance...based on income (and assets?) will receive govt. subsidies so they are covered. Anyone else, is this correct?
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