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Old 04-10-2013, 08:59 AM
 
Location: Downtown Raleigh, Durham, Chapel Hill,Homestead for now
512 posts, read 486,566 times
Reputation: 238
Default Water damage house--busted pipe

I have a question a friend was out of town for one week and while gone a pipe busted and started liking and the whole house was flooded. Damage was about 15K. His insurance said since this was flood and could be controlled they will pay the claim and then drop him. Is this legal? The name of insurance is N..W
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Old 04-10-2013, 10:05 AM
 
Location: Alaska
5,154 posts, read 8,961,254 times
Reputation: 3480
It happens all the time, so it must be legal or the cost to fight it is too high to be worth it.
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Old 04-10-2013, 10:51 AM
 
Location: southwestern PA... where the nest is now empty!
11,119 posts, read 12,671,229 times
Reputation: 16431
The insurance is under no obligation to keep your friend on as a client.
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Old 04-10-2013, 11:17 AM
 
Location: Cold Springs, NV
4,459 posts, read 2,348,947 times
Reputation: 4490
I'd still be a bit upset, and especially so if they'd been with that company for a long time. I would record all correspondence with company for future reference.
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Old 04-10-2013, 11:52 AM
 
Location: Somewhere in northern Alabama
11,447 posts, read 25,685,970 times
Reputation: 13895
Yes, legal. AND... if he is required to have insurance, that next policy he finds will be more expensive because of the claim.
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Old 04-10-2013, 11:53 AM
 
Location: The Middle
5,224 posts, read 7,653,087 times
Reputation: 6569
This happened to a friend of mine. She lives in an area where tornados are frequent. Her home had some damage and it was the first claim she had made in 9 yrs of being with the company. They fixed the damage, a total of about 5k and then dropped her.
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Old 04-10-2013, 02:01 PM
 
Location: Cold Springs, NV
4,459 posts, read 2,348,947 times
Reputation: 4490
I forget who it was on this site, but they linked me to a site i was able to see my insurance history. It show that my daughter had backed into someone in 2007. I think it may have been Mathjak?
Point is, after you get cancelled they all still know.
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Old 04-10-2013, 02:25 PM
 
Location: Downtown Raleigh, Durham, Chapel Hill,Homestead for now
512 posts, read 486,566 times
Reputation: 238
Insurance companies are scamming people. You pay them every month for years and once you file a claim they drop you. Another form of Ponzi scheme for sure.
Thank you all for the information. I will pass the information.
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