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04-23-2008, 07:58 AM
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Senior Member
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Join Date: Jan 2008
Location: WNY
327 posts, read 226,804 times
Reputation: 72
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Home Insurance
I heard that home insurance is very high in some states. How much do you pay in your state?
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04-23-2008, 09:41 AM
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Senior Member
Status:
" Equal rights for everyone...hopefully someday"
(set 29 days ago)
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Join Date: Jan 2006
Location: Midcoast Maine
2,033 posts, read 1,924,858 times
Reputation: 1335
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We live in NC and pay about $600/year for a 225k policy.
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04-23-2008, 09:47 AM
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Member
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Join Date: Jan 2007
44 posts, read 41,519 times
Reputation: 17
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I envy you. Live in Fresno, Tx(suburb of houston) we pay a little over $1000 for a 164K bare bone multiple policy.
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04-28-2008, 04:05 PM
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Senior Member
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Join Date: Jan 2008
Location: WNY
327 posts, read 226,804 times
Reputation: 72
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insurance coverage
What does it cover? Only dwelling?
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04-28-2008, 05:31 PM
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Senior Member
Status:
"Wondering what to do next.."
(set 13 days ago)
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Join Date: Feb 2008
Location: A nicer place than before
3,282 posts, read 2,111,210 times
Reputation: 845
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In FL I was paying $1300 for a year in renters insurance alone. I was looking into a townhouse in Tampa and was quoted $2600 a year. Now Im in NC and my renters insurance is $129 for the year and when the house is built, that insurance is $280 for the year for $175K house. It will cover the dwelling, personals, out things as a storage or fence plus liability.
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04-28-2008, 11:01 PM
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Real Estate Agent
Status:
"Still stuffed from Thanksgiving!"
(set 6 days ago)
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Join Date: Feb 2008
Location: Central Texas
7,421 posts, read 4,196,770 times
Reputation: 2477
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We pay about $600 a year for a policy on our rental house worth about $350,000. A bit more than that for our farm policy (which includes our house). But we have Germania, and, as agents for other companies have told us, "They're a different breed of cat." Only insurance company I've known of that would call ME, after a major tornado that they knew didn't impact our property (because they were very busy a few miles over in the no longer existing neighborhood it DID impact) to see if we minded if they came over and checked our roof for hail damage.
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04-29-2008, 08:01 AM
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Senior Member
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Join Date: Jan 2008
Location: WNY
327 posts, read 226,804 times
Reputation: 72
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insurance hard to get
I aslo heard that in some parts of Florida the home insurance isn't offered anymore. And how much is insurance in Virginia and Kansas (with understanding they're getting hurt a lot by nature)?
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04-29-2008, 09:50 AM
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Senior Member
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Join Date: Jan 2008
Location: Sugar Grove, IL
2,268 posts, read 1,710,942 times
Reputation: 737
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we live just about 50 miles west of chicago. our homeowners, with a rider for some collectibles, is around 875
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04-29-2008, 10:19 AM
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Senior Member
Status:
"So disgusted with the Bears, I can not stand it!!"
(set 23 days ago)
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Join Date: Nov 2007
Location: West 'Burbs of Chicago
987 posts, read 867,668 times
Reputation: 233
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just west of Chicago here too... and we are just over $800 for about 500k in coverage.
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04-29-2008, 01:17 PM
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Senior Member
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Join Date: Sep 2006
Location: Circle City, CA. Sometimes NE of Bagdad.
3,326 posts, read 1,821,124 times
Reputation: 5295
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$875 a year about 40 E of Los Angeles.
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