Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > House
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 11-07-2022, 12:22 PM
 
21,884 posts, read 12,936,608 times
Reputation: 36894

Advertisements

My homeowners' insurance has increased every year by $30-60 dollars or so, but this year, it has jumped by nearly $180 or more than double the usual rate. I'm sure when I call them to complain of my sticker shock, they'll say "inflation, blah blah" and inform me that "everything has gone up," which of course I can't argue with. So two questions: does EVERYONE'S go up every year? Frankly, I didn't even notice until I just now went back and researched it. And has anyone's gone up THAT much THIS year? I've been with this agent for decades, but am thinking it's time to shop around.
Reply With Quote Quick reply to this message

 
Old 11-07-2022, 01:01 PM
 
5,962 posts, read 3,706,857 times
Reputation: 16985
Quote:
Originally Posted by otterhere View Post
My homeowners' insurance has increased every year by $30-60 dollars or so, but this year, it has jumped by nearly $180 or more than double the usual rate. I'm sure when I call them to complain of my sticker shock, they'll say "inflation, blah blah" and inform me that "everything has gone up," which of course I can't argue with. So two questions: does EVERYONE'S go up every year? Frankly, I didn't even notice until I just now went back and researched it. And has anyone's gone up THAT much THIS year? I've been with this agent for decades, but am thinking it's time to shop around.
LOL! Consider yourself lucky. My homeowners insurance went up about 67% this year compared to last year. And YEAH, it's WAAAAY more than $180 increase. I live in Florida.
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 01:06 PM
 
21,884 posts, read 12,936,608 times
Reputation: 36894
Quote:
Originally Posted by Chas863 View Post
LOL! Consider yourself lucky. My homeowners insurance went up about 67% this year compared to last year. And YEAH, it's WAAAAY more than $180 increase. I live in Florida.
Yeah; I live in Podunk. But still! No hurricanes here, so what's the excuse?
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 01:13 PM
 
5,962 posts, read 3,706,857 times
Reputation: 16985
Quote:
Originally Posted by otterhere View Post
Yeah; I live in Podunk. But still! No hurricanes here, so what's the excuse?
Ask your insurance company.
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 01:17 PM
 
Location: Johns Creek, GA
17,472 posts, read 66,002,677 times
Reputation: 23616
Quote:
Originally Posted by otterhere View Post
...so what's the excuse?


Everything! And I mean EVERYTHING!!!
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 01:55 PM
 
Location: on the wind
23,250 posts, read 18,764,714 times
Reputation: 75145
Quote:
Originally Posted by otterhere View Post
Yeah; I live in Podunk. But still! No hurricanes here, so what's the excuse?
Most likely they insure homeowners over a fairly wide area, not just your little hurricane-proof town. Seems pretty obvious.
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 01:55 PM
 
21,884 posts, read 12,936,608 times
Reputation: 36894
It's a local company.
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 02:39 PM
 
24,476 posts, read 10,804,014 times
Reputation: 46751
Quote:
Originally Posted by otterhere View Post
It's a local company.
Your agent/broker may be local.
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 02:42 PM
 
10,864 posts, read 6,464,793 times
Reputation: 7959
You may not live in high risk area but cost of material and labor have gone up in most areas,say lumber in HD,same price in every HD store.
My auto insurance with Statefarm has gone up $60 for 6 months.
My homeowner insurance is not due yet
Reply With Quote Quick reply to this message
 
Old 11-07-2022, 02:49 PM
 
21,884 posts, read 12,936,608 times
Reputation: 36894
Quote:
Originally Posted by Threestep2 View Post
Your agent/broker may be local.
The name of the state appears in the title of the insurance company, so...pretty sure it's limited to that state.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > House
Similar Threads

All times are GMT -6.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top