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Old 01-03-2011, 11:31 PM
 
Location: Tomball, TX
214 posts, read 637,644 times
Reputation: 58

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I have an agent who reduced my insurance to half of what it was (120 to 60 per month, full coverage). I'm happy to send you her info if your interested. Major insurer, no no-names here.
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Old 01-04-2011, 01:54 AM
 
44 posts, read 43,604 times
Reputation: 15
Quote:
Originally Posted by eriku19 View Post
i have an agent who reduced my insurance to half of what it was (120 to 60 per month, full coverage). I'm happy to send you her info if your interested. Major insurer, no no-names here.
pm
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Old 01-04-2011, 05:38 AM
 
191 posts, read 668,729 times
Reputation: 147
Quote:
Originally Posted by Technifreakal View Post
I will buy my new car very soon but I have to sought out the insurance first.
Please tell me how much do I have to pay each month for that ?
Help !
Since you are a college freshman, the insurance costs for a male, age 18 is probably the highest rates insurance companies quote. Is it possible to stay under your parents' insurance? By being under your parents' insurance, you can get some discounts on your insurance rates. For example, some insurance companies offer discounts if you have good grades. If your parents have their homeowners insurance as well as their auto insurance through the same insurance company, you would get another discount. Different companies offer other types of discounts.
Call around and compare rates. The insurance rates can differ quite a bit.
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Old 01-04-2011, 06:19 AM
 
35 posts, read 142,312 times
Reputation: 78
As a claims adjuster here in Texas, I can tell you that full coverage insurance will be high. The main factor working against you is your age.
Under 25 equals higher than normal insurance. Contrary to popular belief your gender has nothing to do with price of insurance. 2dr vs 4dr also has nothing to with price of insurance. It the size of engine. Most sports cars are 2 doors, so people just assume that insurance companies are looking at the number of doors. Once again this is false, it the size of the engine that determines if certain vehicles will be considered sports cars. Being that the car is a 2008, don't consider just getting liablity. Its a cheaper option, but it's risky. See what discounts you qualify for, take some driving courses, or see if you can stay under your parents insurance. If not, stick it out, keep a clean driving record, and your premiums will decrease as the years go by. Good luck
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Old 01-04-2011, 07:54 AM
 
44 posts, read 43,604 times
Reputation: 15
Well, I don't want to be under my parent's insurance.

But I have a 27 year old friend who is also buying a car for himself. So is it possible that I buy a car on my name & then insurance is registered in his name ?
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Old 01-04-2011, 03:22 PM
 
Location: Spring, TX
847 posts, read 1,464,751 times
Reputation: 647
no...that's not possible.
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Old 01-04-2011, 03:56 PM
 
Location: Pearland, TX
3,333 posts, read 7,791,411 times
Reputation: 2309
Quote:
Originally Posted by bluelion_ms3 View Post
i would guess roughly $100 a month. also depends whether it's a 4dr or 2dr...a 2dr will be slightly more expensive since it's considered a "sports coupe".

you're really gonna have to find the vehicle you're interested in and call insurance companies in order to get a better quote.

No way. $200/mo tops.

Ronnie (father of three sons)
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Old 01-04-2011, 08:30 PM
 
Location: Spring, TX
847 posts, read 1,464,751 times
Reputation: 647
yeah....apparently my memory didn't serve me too well....couldn't remember what i paid when i was that age...
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Old 01-04-2011, 10:47 PM
 
44 posts, read 43,604 times
Reputation: 15
Quote:
Originally Posted by HoustonRonnie View Post
No way. $200/mo tops.

Ronnie (father of three sons)
Quite hardworking eh ?

Quote:
Originally Posted by bluelion_ms3 View Post
yeah....apparently my memory didn't serve me too well....couldn't remember what i paid when i was that age...
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Old 01-05-2011, 09:30 PM
 
44 posts, read 43,604 times
Reputation: 15
Got the lowest quote of 242 / month...Is it worth it ?
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