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Old 02-22-2012, 06:42 AM
 
18 posts, read 51,738 times
Reputation: 20

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Hi all

As a Brit living in Houston now on an E2 VISA, I'm looking to lease a car for both me and my wife.

We're not fussy about what we drive, the car doesn't even need to be new. But we do have a few restrictions:

I've been accepted for, but don't yet have, a social security card - so no credt rating either

I won't be putting any money down

I'm looking to pay around $200 each for both cars

Can anyone point me in the direction of a dealer who might be able to help?

It seems a VW Jetta is about the closest I'm going to get at the moment at $300 a month.
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Old 02-22-2012, 06:51 AM
 
Location: Houston, TX (Oak Forest)
4,516 posts, read 11,311,550 times
Reputation: 3607
So you have no SSN and no credit history but you want a car for $0 down and $200/month. Good luck buddy.
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Old 02-22-2012, 06:58 AM
 
355 posts, read 666,043 times
Reputation: 185
You can get them to lease the Jetta for $139/month for 0 down. Just do some negotiating online with them before you walk into the dealership.
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Old 02-22-2012, 09:41 AM
 
Location: Houston, TX (Oak Forest)
4,516 posts, read 11,311,550 times
Reputation: 3607
Keep in mind that the rates they offer in their ads are the lowest possible rate meaning it is the rate you get for the base model of the car with a high credit score. If you want a vehicle with any add-ons it costs you more and if you don't have a good credit score it costs you more and I am skeptical you can get a 0 down with no credit history but you may be better off going through a British ex-pat group that can steer you to someone who specializes in that sort of situation.

This website tracks who has the best lease deals in a given month: Best Lease Deals | U.S. News Best Cars

Also if you are going to lease be careful of the terms, they only allow you a certain number of miles to be driven then you pay extra per mile, make sure you get enough miles or your real payment may be much larger.
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Old 02-22-2012, 10:30 AM
 
Location: Pearland, TX
3,333 posts, read 7,791,411 times
Reputation: 2309
With no credit history and being a foreign national, you better start checking into insurance as well. On a leased vehicle, you'll have to have full coverage and it will cost you a bundle. Don't get surprised by waiting until the last minute.

Ronnie
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Old 02-22-2012, 10:35 AM
 
18 posts, read 51,738 times
Reputation: 20
I know the Jetta at 300 a month is available with 0 down and no credit score, I'm just looking into other possibilities. Regarding insurance, there's a few people in the office who are Brit ExPats who have managed to get good deals. Thanks for the replies so far.
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Old 02-22-2012, 10:38 AM
 
Location: Pearland, TX
3,333 posts, read 7,791,411 times
Reputation: 2309
Oh, and remember, our steering wheels are on the left hand side.

Ronnie
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Old 02-22-2012, 10:41 AM
 
355 posts, read 666,043 times
Reputation: 185
I've leased two vw vehicles and my credit score was never an issue when negotiating lease pricing. My husband is from the UK and we haven't had any issues getting him insured. They accepted his International driving license until he got his state license.
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Old 02-22-2012, 01:48 PM
 
18 posts, read 51,738 times
Reputation: 20
Quote:
Originally Posted by ilikepizza View Post
I've leased two vw vehicles and my credit score was never an issue when negotiating lease pricing. My husband is from the UK and we haven't had any issues getting him insured. They accepted his International driving license until he got his state license.
Which insurance company did you use, may I ask?
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Old 02-23-2012, 03:39 PM
 
355 posts, read 666,043 times
Reputation: 185
USAA. Its only for US military families though.
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