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Old 02-27-2012, 04:02 AM
11 posts, read 14,290 times
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Thank you for your inputs so far, everyone. I really appreciate your help
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Old 02-27-2012, 09:57 AM
Location: Houston, TX (Oak Forest)
4,522 posts, read 11,349,961 times
Reputation: 3614
The government loans come via the financial aid office. Now keep in mind its been many years since I graduated but I believe the system still works the same way. You fill out a form called the FAFSA and they qualify you for grants and loans based on that. I'm not sure what your complication might be since you are a permanent resident versus a citizen. If that disqualifies you for some programs then you may want to attend a local community college which is fairly cheap at first until you get your citizenship. Typically you also need to live somewhere for 1 year to be "a resident" for tuition purposes which will dramatically lower your tuition rates at community colleges and state universities. There are also public tuition loans available but these have higher interest rates and usually do not have deferred payments like the government loans (i.e. the govt. loans you don't have to start paying back until a year after you graduate). So thew path of least expense would be to come here and work for 1 year to become a resident for tuition purposes, then attend community college for 1 to 2 years then attend a public university for the final 2 years.
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