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Old 10-09-2012, 05:47 PM
 
5 posts, read 11,033 times
Reputation: 11

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I am currently shopping for homeowner's insurance and came across ASI Lloyds offered by Geico. They offered us a great rate but I am not too familiar with the company. Do any of you have experience with ASI, or are able to offer good alternatives?

Thanks
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Old 10-09-2012, 09:38 PM
 
Location: Pearland, TX
3,333 posts, read 8,037,157 times
Reputation: 2322
ASI is one of the largest underwriters in the world with the highest of ratings.

Ronnie
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Old 10-10-2012, 04:48 PM
 
Location: Katy
338 posts, read 685,885 times
Reputation: 301
Do they insure homes with those "deadly" dog breeds?
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Old 10-11-2012, 10:23 AM
 
Location: Pearland, TX
3,333 posts, read 8,037,157 times
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Quote:
Originally Posted by trele6 View Post
Do they insure homes with those "deadly" dog breeds?
Chihuahuas?
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Old 10-11-2012, 11:04 AM
 
Location: Houston, TX
17,032 posts, read 26,888,618 times
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I have ASI through Geico and havent had any issues. But knock on wood, I havent had to make a claim.
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Old 10-12-2012, 01:04 PM
 
148 posts, read 346,309 times
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Quote:
Originally Posted by trele6 View Post
Do they insure homes with those "deadly" dog breeds?
How would the insurance company know if the dogs aren't there when inspected?
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Old 10-12-2012, 08:22 PM
 
1,516 posts, read 2,692,538 times
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Quote:
Originally Posted by wclanton423 View Post
How would the insurance company know if the dogs aren't there when inspected?
The last thing you want to do is try and pull a fast one on the insurance company. Why? Because if there are no incidents, they've taken your money the whole time without having to pay out. If there is an incident and you have to make a claim, they won't pay out because you withheld vital information.
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Old 10-13-2012, 07:42 AM
 
36 posts, read 57,409 times
Reputation: 52
I've never had an insurance company come out "inspect" my house. Dwelling replacement value, and replacement value for art and furnishing have been taken over the phone. The internet allows them to determine if the structural replacement value is valid for the area. Of course, you need to document and photograph all furnishings for claims if needed. As to pets, they've never asked once if we had them. They've always been more interested in if we had smoke and burglary alarms,how far away is the neared FDP or hydrant,etc.
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Old 10-13-2012, 08:56 AM
 
Location: Katy
338 posts, read 685,885 times
Reputation: 301
Quote:
Originally Posted by HoustonRonnie View Post
Chihuahuas?
While labs and other ankle biters cause more claims a year, my Doberman is considered more dangerous even though she has obedience training and has never done a thing wrong. Go figure.
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