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Old 09-11-2016, 11:23 PM
 
5 posts, read 5,492 times
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I am thinking hauling my family out of California and moving to the Houston area. I worked there for a few months a while back and like it but was there without my family and so didnt really get to know the area from a family perspective.

Ive been looking at Katy area down to Sugarland. I work from home so do not have to worry about commute. In perusing Zillow and other sites it seems like I can get a pretty decent place for my budget $200k but I am wondering what the neighborhoods are like.

Here is an example of Ive seen 195k in Cimmeron

1115 Cascade Creek Dr, Katy, TX 77450 | MLS #43262634 | Zillow

7210 Sherman Ridge Ln, Houston, TX 77083 | MLS #4457446 | Zillow

Nothing special but not bad either from what I can tell. Are these in some sort of combat zone or something?

Can anyone recommend where on the west side of Houston I should go with a 200k cash budget. I could pay more but don't want to take out a loan.

thanks

Last edited by gromitmpl; 09-11-2016 at 11:43 PM..
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Old 09-12-2016, 12:13 AM
 
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Check out Meadows Place Mission Bend Greatwood Sharpstown the part west of 69 and houses in zip code 77031 these area all fit in your budget and how lower crime rates
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Old 09-12-2016, 05:56 AM
 
Location: Cinco Dinero
949 posts, read 2,311,597 times
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I can only comment on the Katy one. Fort Bend county between Katy/Sugar Land has some not -so-good pockets surrounded by "the good stuff" and I just don't know that area well.

But Cimmeron is a pretty solid choice. Not in a combat zone at all. Nice area... Good central location for everyday errands, shopping too.
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Old 09-12-2016, 05:58 AM
 
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The Cascade Creek house is not in a bad area. It is an older part of "Katy" compared to the area to the south and west of it. Perfectly fine neighborhood, though a lot of the houses are older. Some have been remodeled though. Only downside to the area imo is the traffic (Mason, Peek, 99) and how congested it gets. However, that is all of the Katy area these days.
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Old 09-12-2016, 06:36 AM
 
Location: Inner-looper
103 posts, read 140,891 times
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Keep in mind that because we don't pay income tax our property taxes are much higher than you pay in CA. That 200k house will run you about $5,600/yr (2.8%) before homestead.

Other than that - welcome to Texas! Just about everything else will be cheaper here than what you are used to.
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Old 09-12-2016, 09:35 AM
 
Location: Knob Hill
2,069 posts, read 3,484,464 times
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You should be searching with HAR.com, Zillow might not be as up to date.
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Old 09-12-2016, 10:25 AM
 
Location: Houston
404 posts, read 358,303 times
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I know you said you would rather not take out a loan, but i might suggest the Meadow Place section of Cinco Ranch, which is not far from that Cimarron house. If you look at this link on HAR: CINCO RANCH MEADOW PLACE Real Estate & Homes for Sale, you'll see some homes in the mid 200s, which isn't too much over your budget. You'll find the neighborhood to generally be better maintained, and you'll have access to the Cinco Ranch amenities. I'm sure the HOA fee is higher than Cimarron, but then again, you get those extra amenities and the better maintained neighborhood. In terms of living in Katy for that price range, this would be my top pick because of its vicinity to what Katy has to offer and it has good freeway access (to get to what Katy doesn't have to offer!).
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Old 09-12-2016, 04:32 PM
 
5 posts, read 5,492 times
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Quote:
Originally Posted by rb29335i View Post
Keep in mind that because we don't pay income tax our property taxes are much higher than you pay in CA. That 200k house will run you about $5,600/yr (2.8%) before homestead.

Other than that - welcome to Texas! Just about everything else will be cheaper here than what you are used to.
I think/hope I have taken this into account. My california state income taxes are more than this so I figure if I stick to my budget I'll save money on that as well. Not so mention that even though property tax rates in California are lower the price of housing is higher. 500k does not get you much where I am but property taxes on a 500k house here would be similar (circ $5600)

Thanks for the input. Are there any hidden state of texas fees I should be thinking about?
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Old 09-12-2016, 08:51 PM
 
10 posts, read 7,087 times
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I would choose Katy over the mission bend on schools alone. No hidden fees I can think of. Maybe higher water bills and hoa dues. Here are a couple to look at. All good areas and one under your budget.

Maybe you can negotiate down on this one. Even if not it's a great deal for a great area.
20910 Whitevine Way, Katy, TX 77450 - HAR.com


7934 Thorncroft Manor Ln, Richmond, TX 77407 - HAR.com
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Old 09-13-2016, 07:05 PM
 
Location: C.R. K-Tex
5,558 posts, read 9,645,809 times
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Just be careful! Is this a temp house that you'll be in for a few years as you search the master-planned communities in the Cinco Ranch, Fulshear, Cypress area? Or is this a house you're living in long term? Keep in mind that the Cimmaron house will be 10 years older in 10 years and the neighborhood may drastically change from what you see now.

Taking a few $10k in a loan to get into the master-planned Fort Bend County side or Cypress is nothing for the long-term when property values and amenities are taken into consideration. (BTW interest rates are historically low right now.) Do you own your house in California right now? The equity from the sale of that house probably equals the price of a Texas house if you bought it more than a few years ago. That's why most California transplants find Texas attractive.
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