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Old 03-12-2008, 01:31 PM
 
Location: Visitation between Wal-Mart & Home Depot
8,309 posts, read 34,290,368 times
Reputation: 7073

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Who has the lowest rates? I'm very disappointed with my current carrier and want to find someone else ASAP. I'm going to call everyone I see listed on this thread, the more the merrier.
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Old 03-12-2008, 01:35 PM
 
Location: A little suburb of Houston
3,702 posts, read 16,295,942 times
Reputation: 2058
Go here:

Homeowners Insurance Price Comparisons (http://www.tdi.state.tx.us/pubs/consumer/rghome.html - broken link)

very informative site from the Texas Department of Insurance.
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Old 03-12-2008, 02:15 PM
 
Location: Houston, TX (Oak Forest)
4,688 posts, read 11,694,520 times
Reputation: 3761
I use Liberty Mutual, $640/yr on a 250k house in Montgomery Co.
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Old 03-12-2008, 03:04 PM
 
Location: A little suburb of Houston
3,702 posts, read 16,295,942 times
Reputation: 2058
I'm with Liberty Mutaul too but it is considerably more expensive living so close to the coast on a house half that price.
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Old 03-12-2008, 03:52 PM
 
Location: Visitation between Wal-Mart & Home Depot
8,309 posts, read 34,290,368 times
Reputation: 7073
Quote:
Originally Posted by chris_ut View Post
I use Liberty Mutual, $640/yr on a 250k house in Montgomery Co.
I assume that's new construction?
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Old 03-12-2008, 06:45 PM
 
Location: Spring, Texas
409 posts, read 1,519,236 times
Reputation: 161
Quote:
Originally Posted by jimboburnsy View Post
Who has the lowest rates? I'm very disappointed with my current carrier and want to find someone else ASAP. I'm going to call everyone I see listed on this thread, the more the merrier.

We've used Allstate for 20+ years and have been happy. Last I had heard, they were not writing policies for homes in Harris County.
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Old 03-13-2008, 12:24 AM
 
Location: Conroe, TX
684 posts, read 1,900,024 times
Reputation: 193
We got quotes from the builder's referral agencies, but none came close in rates and coverages to what our Farmers insurance we have had since 1983 could do for us.
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Old 03-13-2008, 07:55 AM
 
56 posts, read 204,978 times
Reputation: 19
I use liberty mutual also... Mine is approx 1100 for 2100 L.A. in Katy
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Old 03-13-2008, 08:01 AM
 
Location: Charleston Sc and Western NC
9,274 posts, read 23,346,706 times
Reputation: 4694
I always go with the ones that give me the least hassle when it comes time to use them.
Sucess with:
Travelers
Fireman's Fund
And Chubb- more than the other two, but they write a check to you first, ask questions second.
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Old 03-13-2008, 08:13 AM
 
Location: Wexford PA / Clear Lake TX
8,217 posts, read 27,060,555 times
Reputation: 4494
Quote:
Originally Posted by Poltracker View Post
Go here:

Homeowners Insurance Price Comparisons (http://www.tdi.state.tx.us/pubs/consumer/rghome.html - broken link)

very informative site from the Texas Department of Insurance.
If I'm reading this correctly, this is for houses that are covered to $100k? For many of us in here, coverage to $200k is more realistic. It's hard to project how fast the premiums increase as the coverage amount increases, but I can say it rises pretty fast. Fast enough for me to put my foot down when my agent excessively increases it every year.

And it says Harris County is ''SE Texas'' region. I would be looking at ''Gulf Coast'' rates for League City if you live in Clear Lake-Houston, Nassau Bay, El Lago or Seabrook.
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